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Medicare is government health insurance program for:

  • People 65 or older
  • People under 65 with certain disabilities
  • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Note that your Medicare coverage will not change as a result of the Affordable Care Act.

Click here to find out where to sign up for Medicare in Maryland

Medicare has four parts:

  • Part A - Hospital insurance that helps pay for things like inpatient hospital care, hospice care and some home health care. Most people don't have to pay for Part A. To find out if you have Part A coverage, look on your red, white, and blue Medicare card. If you have Part A, "HOSPITAL (PART A)" is printed on your card.
  • Part B - Medical Insurance helps cover medically-necessary services like doctor visits, outpatient care, medical equipment, home health services, and other medical care. Part B also covers some preventive services. Most people pay monthly for Part B.
  • Part C - Medicare Advantage is like an HMO or PPO. It is offered by private companies approved by Medicare. These plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D).
  • Part D offers prescription drug coverage to everyone with Medicare. To get Medicare prescription drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered. Look for a Part D prescription plan.

To learn about Medicare, search the database or call 2-1-1.


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