{"id":983,"date":"2021-04-16T16:58:29","date_gmt":"2021-04-16T16:58:29","guid":{"rendered":"https:\/\/211md.org\/?page_id=983"},"modified":"2026-05-07T16:22:46","modified_gmt":"2026-05-07T20:22:46","slug":"%e1%8b%a8%e1%88%9e%e1%88%ad%e1%8c%8c%e1%8c%85-%e1%88%98%e1%8b%ab%e1%8b%a3","status":"publish","type":"page","link":"https:\/\/211md.org\/am\/resources\/housing-shelter\/mortgage-foreclosure\/","title":{"rendered":"How to Prevent a Foreclosure On Your Home"},"content":{"rendered":"<figure data-animation-delay=\"0\" data-animation-duration=\"1\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/5-1-scaled.png\" alt=\"5\" height=\"692\" width=\"2560\" title=\"5\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t<\/figure>\n\t\t<h1><a href=\"#start\" target=\"_self\">\u1290\u1263\u122a \u12e8\u1308\u133d \u122d\u12d5\u1235<\/a><\/h1><p>\u1265\u12f5\u122d\u12ce\u1295 \u1208\u1218\u12ad\u1348\u120d \u12a5\u12e8\u1273\u1308\u1209 \u12a8\u1206\u1290 \u12a5\u122d\u12f3\u1273 \u12ed\u1308\u129b\u120d\u1362 \u1260\u1276\u120e \u12a5\u122d\u121d\u1303 \u1232\u12c8\u1235\u12f1 \u12e8\u1270\u123b\u1208 \u12ed\u1206\u1293\u120d\u1362<\/p>\n<p>\u1235\u1208 \u1202\u12f0\u1271 \u12a5\u1293 \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a0\u121b\u12ab\u122a \u12a5\u1295\u12f4\u1275 \u12a5\u1295\u12f0\u121a\u1228\u12f3 \u12ed\u12c8\u1241\u1362<\/p>\n\t\t\t<a href=\"#start\" target=\"_self\">\n\t\t\t\t\t\t\u12a5\u1295\u1300\u121d\u122d\n\t\t\t\t\t<\/a>\n<figure data-animation-delay=\"0\" data-animation-duration=\"1\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t<\/figure>\n\t\t<h2>\u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a0\u121b\u12ab\u122a \u1270\u1320\u1240\u121d<\/h2>\n<p>\u12c8\u122d\u1203\u12ca \u12ad\u134d\u12eb\u12cd\u1295 \u1218\u1348\u1338\u121d \u12ab\u120d\u127b\u1209 \u12c8\u12ed\u121d \u12a8\u1270\u12a8\u1208\u12a8\u1209 \u1264\u1275\u12ce\u1295 \u12e8\u121a\u12eb\u12f5\u1291\u1260\u1275 \u1218\u1295\u1308\u12f6\u127d \u12a0\u1209\u1362<\/p>\n<p>\u12e8\u121c\u122a\u120b\u1295\u12f5 \u12e8\u1264\u1275 \u1263\u1208\u1264\u1276\u127d\u1295 \u1218\u1320\u1260\u1245 \u12a5\u12a9\u120d\u1290\u1275 (HOPE) \u1270\u1290\u1233\u123d\u1290\u1275 \u1264\u1276\u127d\u1295 \u1208\u121b\u12f3\u1295 \u12ed\u1228\u12f3\u120d\u1362<\/p>\n<p>\u12a4\u1300\u1295\u1232\u12cd \u1260\u1218\u120b\u12cd \u130d\u12db\u1271 \u12a8\u1264\u1276\u127d \u12a0\u121b\u12ab\u122a\u12ce\u127d \u130b\u122d \u1208\u1275\u122d\u134d \u12eb\u120d\u1270\u124b\u124b\u1219 \u12f5\u122d\u1305\u1276\u127d \u12ed\u1230\u122b\u120d\u1362<\/p>\n<p>\u12a0\u121b\u12ab\u122a\u12ce\u1279 \u12e8\u1264\u1275 \u1263\u1208\u1264\u1276\u127d \u12e8\u1218\u12eb\u12e3\u12cd\u1295 \u1202\u12f0\u1275 \u12a5\u1293 \u120a\u1228\u12f7\u1278\u12cd \u12e8\u121a\u127d\u1209 \u1355\u122e\u130d\u122b\u121e\u127d\u1295 \u12a5\u1295\u12f2\u1228\u12f1 \u12ed\u1228\u12f7\u1278\u12cb\u120d\u1362<\/p>\n<p>\u12a5\u122d\u12f3\u1273 \u1260\u121c\u122a\u120b\u1295\u12f5 \u12cd\u1235\u1325 \u1290\u1343 \u1290\u12cd\u1362 \u1260\u12ad\u134d\u12eb \u1208\u1218\u122d\u12f3\u1275 \u1243\u120d \u1235\u1208\u121a\u1308\u1261 \u12a9\u1263\u1295\u12eb\u12ce\u127d \u12ed\u1320\u1295\u1240\u1241\u1362<\/p>\n<p>\u12ed\u12f0\u12cd\u1209 <a href=\"https:\/\/dhcd.maryland.gov\/Residents\/Pages\/HOPE\/Homeowners.aspx\" target=\"_blank\" rel=\"noopener\">\u1270\u1235\u134b<\/a> \u12601-877-462-7555\u1362<\/p>\n<h3>\u12e8\u121b\u1228\u134a\u12eb \u121b\u12f3\u1295 \u121b\u132d\u1260\u122d\u1260\u122e\u127d<\/h3>\n<p>\u1260\u121c\u122a\u120b\u1295\u12f5 \u12cd\u1235\u1325 \u1218\u12a8\u120d\u12a8\u120d \u12a5\u122d\u12f3\u1273 \u1208\u121b\u130d\u1298\u1275 \u121d\u1295\u121d \u12ad\u134d\u12eb\u12ce\u127d \u12e8\u1209\u121d\u1362<\/p>\n<p>\u12a0\u1295\u12f3\u1295\u12f5 \u12e8\u121b\u132d\u1260\u122d\u1260\u122a\u12eb \u12a0\u122d\u1272\u1235\u1276\u127d \u12e8\u1264\u1275 \u1263\u1208\u1264\u1276\u127d\u1295 \u1270\u130d\u1263\u122b\u1278\u12cd\u1295 \u12a5\u1295\u12f2\u1348\u122d\u1219 \u12a5\u1293 \u1264\u1271\u1295 \u1208\u122b\u1233\u1278\u12cd \u12a5\u1295\u12f2\u12c8\u1235\u12f1 \u12eb\u1273\u120d\u120b\u1209, \u12a5\u1293 \u120c\u120e\u127d \u121d\u1295\u121d \u12a0\u12ed\u1290\u1275 \u12a0\u1308\u120d\u130d\u120e\u1275 \u1233\u12eb\u1240\u122d\u1261 \u12a8\u134d\u1270\u129b \u12ad\u134d\u12eb \u12eb\u1235\u12a8\u134d\u120b\u1209.<\/p>\n<p>\u1218\u1300\u1218\u122a\u12eb \u1270\u1328\u1263\u132d \u12e8\u1205\u130d \u121d\u12ad\u122d \u1233\u12eb\u1308\u1299\u1363 \u12a8\u121e\u122d\u130c\u1305 \u12a9\u1263\u1295\u12eb\u12ce \u130b\u122d \u1233\u12ed\u121b\u12ad\u1229 \u12c8\u12ed\u121d \u12a8\u1270\u1235\u134b \u12a0\u121b\u12ab\u122a \u130b\u122d \u1233\u12ed\u1290\u130b\u1308\u1229 \u121b\u1295\u129b\u12cd\u1295\u121d \u1230\u1290\u12f5 \u12a0\u12ed\u1348\u122d\u1219\u1362<\/p>\n<figure data-animation-delay=\"0\" data-animation-duration=\"1\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/2025\/09\/homeowner-talking-ot-a-housing-counselor.jpg\" alt=\"\u12e8\u1264\u1275 \u1263\u1208\u1264\u1275 \u12a8\u1264\u1276\u127d \u12a0\u121b\u12ab\u122a \u130b\u122d \u12a5\u12e8\u1270\u1290\u130b\u1308\u1228 \u1290\u12cd\u1362\" height=\"800\" width=\"1200\" title=\"\u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a0\u121b\u12ab\u122a \u121b\u12cd\u122b\u1275 \u12e8\u1264\u1275 \u1263\u1208\u1264\u1275\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t<\/figure>\n\t<h3>\u1260\u12a5\u129b \u12e8\u12cd\u1202\u1265 \u130e\u1273 \u12cd\u1235\u1325 \u12eb\u1209 \u1273\u12cb\u1242 \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u134d\u1208\u130b\u12ce\u127d<\/h3><p>\u1208\u12a5\u1290\u12da\u1205 \u1273\u12cb\u1242 \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u134d\u1208\u130b\u12ce\u127d \u12e8\u121b\u1205\u1260\u1228\u1230\u1265 \u1203\u1265\u1275 \u12f3\u1273\u1264\u12dd \u12ed\u1348\u120d\u1309\u1362 \u12a8\u121a\u1348\u120d\u1309\u1275 \u130b\u122d \u12ed\u1308\u1293\u1299\u1362<\/p>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=DM-1800&amp;distance=25\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\u12e8\u121e\u122d\u130c\u1305 \u1325\u134b\u1270\u129d\u1290\u1275 \u12a5\u1293 \u121b\u121b\u12a8\u122d\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-3800.5000&amp;query_label=Mortgage+Payment+Assistance&amp;query_type=taxonomy\" target=\"_self\">\n\t\t\t\t\t\t\u12e8\u121e\u122d\u130c\u1305 \u12ad\u134d\u12eb \u12a5\u122d\u12f3\u1273\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-3800.6500&amp;query_type=taxonomy&amp;query_label=&amp;utm_source=Housing+&amp;utm_medium=Referral&amp;utm_campaign=PropertyTax&amp;utm_content=&amp;distance=25\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tProperty Tax Help\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-3700&amp;query_label=Housing+Counseling&amp;query_type=taxonomy\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u121b\u121b\u12a8\u122d\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-1800.8500-150%2CBH-3000.3500%2CPH-3300.2750%2CBH-7000.4600%2CBH-8400.6000-060%2CBH-8600&amp;query_label=I+need+help+with+housing.&amp;query_type=taxonomy\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\u12a0\u1320\u1243\u120b\u12ed \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a5\u1308\u12db\n\t\t\t\t\t<\/a>\n\t<h2>\u12e8\u1218\u12eb\u12e3 \u1202\u12f0\u1275<\/h2>\n<p>\u12a0\u1295\u12f5 \u12ad\u134d\u12eb \u12a8\u1320\u134b \u1260\u128b\u120b \u1265\u12f5\u122d \u1260\u1290\u1263\u122a\u1290\u1275 \u1290\u12cd\u1362<\/p>\n<p>\u12a0\u1260\u12f3\u122a\u12cd \u201c\u12e8\u1309\u12f5\u1208\u1275 \u121b\u1235\u1273\u12c8\u1242\u12eb\u201d \u120a\u120d\u12ad \u12ed\u127d\u120b\u120d\u1362<\/p>\n<p>\u12a8\u1260\u122d\u12ab\u1273 \u12eb\u1218\u1208\u1321 \u12ad\u134d\u12eb\u12ce\u127d \u1260\u128b\u120b\u1363 \u201c\u12e8\u1290\u1263\u122a \u121b\u1235\u1273\u12c8\u1242\u12eb\u201d \u120a\u12f0\u122d\u1235 \u12ed\u127d\u120b\u120d\u1362 \u12e8\u1270\u1260\u12f0\u1228\u12cd\u1295 \u12e8\u1308\u1295\u12d8\u1265 \u1218\u1320\u1295 \u12eb\u1265\u122b\u122b\u120d \u12a5\u1293 \u1218\u12eb\u12db \u120a\u1206\u1295 \u12a5\u1295\u12f0\u121a\u127d\u120d \u12ed\u1218\u12ad\u122b\u120d\u1362<\/p>\n<p>\u12e8\u1295\u1265\u1228\u1275 \u121b\u1235\u12eb\u12e3 \u1202\u12f0\u1276\u127d \u1260\u1205\u130b\u12ca \u1218\u1295\u1308\u12f5 \u120a\u1300\u121d\u1229 \u12e8\u121a\u127d\u1209\u1275 \u1265\u12f5\u122d \u120890 \u1240\u1293\u1275 \u1233\u12ed\u12a8\u1348\u120d \u1232\u1240\u122d \u1290\u12cd\u1362<\/p>\n<p>\u1240\u1323\u12e9 \u12f0\u1228\u1303 &quot;\u12e8\u121b\u1235\u12eb\u12dd \u12a5\u122d\u121d\u1303 \u121b\u1235\u1273\u12c8\u1242\u12eb&quot; \u1290\u12cd\u1362 \u12e8\u121c\u122a\u120b\u1295\u12f5 \u1205\u130d \u121b\u1235\u1273\u12c8\u1242\u12eb\u12cd \u12e8\u1218\u12eb\u12e3 \u12a5\u122d\u121d\u1303 \u12a8\u121b\u1245\u1228\u1261 \u1262\u12eb\u1295\u1235 45 \u1240\u1293\u1275 \u1260\u134a\u1275 \u1260\u1201\u1208\u1271\u121d \u12e8\u1270\u1228\u130b\u1308\u1320 \u12a5\u1293 \u1260\u12a0\u1295\u12f0\u129b \u12f0\u1228\u1303 \u12f0\u1265\u12f3\u1264 \u12a5\u1295\u12f2\u120b\u12ad \u12eb\u1235\u1308\u12f5\u12f3\u120d\u1362<\/p>\n<p>\u12ed\u1205 \u12a5\u1235\u12aa\u1206\u1295 \u12a0\u1275\u1320\u1265\u1245\u1362 \u1260\u1276\u120e \u1235\u1208 \u12e8\u1264\u1275 \u1218\u130d\u12e3 \u127d\u130d\u122e\u127d \u12a5\u122d\u12f3\u1273 \u1263\u1308\u1299 \u1241\u1325\u122d \u1264\u1271 \u12e8\u1218\u12f3\u1295 \u12a5\u12f5\u1209 \u12ed\u1328\u121d\u122b\u120d\u1362<\/p>\n<p>\u12e8\u130a\u12dc \u1218\u1235\u1218\u122d\u1295 \u12ed\u1218\u120d\u12a8\u1271&nbsp;<a href=\"https:\/\/dhcd.maryland.gov\/Residents\/Documents\/HOPE\/TheNetworkForclosureTimeline_May2012v4.pdf\" target=\"_blank\" rel=\"noopener\">\u12e8\u121c\u122a\u120b\u1295\u12f5 \u12e8\u1218\u12a8\u1208\u120d \u1202\u12f0\u1275<\/a>.<\/p>\n<figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/2021\/05\/Housing-Legal.png\" alt=\"\u1205\u130b\u12ca \u130b\u126d\u120d \u1260\u12a0\u1320\u1308\u1261 \u12ab\u1208\u12cd \u12e8\u1355\u120b\u1235\u1272\u12ad \u121e\u12f4\u120d \u130b\u122d\" height=\"348\" width=\"460\" title=\"\u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u1205\u130b\u12ca\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t<\/figure>\n\t<h2>\u12e8\u121e\u122d\u130c\u1305 \u12ad\u134d\u12eb \u12a0\u121b\u122b\u132e\u127d<\/h2>\n<p>\u1260\u12a0\u1320\u1243\u120b\u12ed \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a0\u1260\u12f3\u122a\u12ce\u127d \u1260\u1265\u12f5\u122d \u1218\u12eb\u12db\u1278\u12cd\u1295 \u1218\u12a8\u120d\u12a8\u120d \u12a0\u12ed\u1348\u120d\u1309\u121d\u1362 \u1260\u1270\u12eb\u12d8\u12cd \u12c8\u132a \u121d\u12ad\u1295\u12eb\u1275 \u12a0\u1238\u1293\u134a\u12ce\u127d \u12a5\u121d\u1265\u12db\u121d \u12a0\u12ed\u1308\u1299\u121d\u1362 \u1260\u1308\u1295\u12d8\u1265 \u12e8\u1270\u123b\u1208 \u12a5\u1235\u12ad\u1275\u1206\u1291 \u12f5\u1228\u1235 \u12a8\u12a0\u1260\u12f3\u122a\u12ce \u130b\u122d \u12e8\u12ad\u134d\u12eb \u12a5\u1245\u12f5 \u1208\u121b\u12cd\u1323\u1275 \u12ed\u121e\u12ad\u1229\u1362<\/p>\n<p>\u12cb\u1293\u12cd \u1290\u1308\u122d \u12a5\u122d\u12f3\u1273\u1295 \u1276\u120e \u1276\u120e \u1218\u1320\u12e8\u1245 \u12a5\u1293 \u1260\u1218\u1295\u130d\u1235\u1275 \u12a8\u1270\u1348\u1240\u12f0 \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a0\u121b\u12ab\u122a \u121d\u12ad\u122d \u121b\u130d\u1298\u1275 \u1290\u12cd\u1362 \u12e8\u121e\u122d\u130c\u1305 \u1230\u1290\u12f6\u127d\u1295 \u12a5\u1295\u12f2\u1228\u12f1\u1363 \u12eb\u1209\u1275\u1295 \u12a0\u121b\u122b\u132e\u127d \u12a5\u1295\u12f2\u12eb\u1265\u122b\u1229 \u12a5\u1293 \u12a8\u12a0\u1260\u12f3\u122a\u12ce \u130b\u122d \u201c\u12e8\u12a0\u12ab\u120d \u1265\u1243\u1275 \u12a5\u1295\u1245\u1235\u1243\u1234 \u12d5\u1245\u12f5\u201d\u1295 \u1208\u1218\u12f0\u122b\u12f0\u122d \u120a\u1228\u12f1\u12ce\u1275 \u12ed\u127d\u120b\u1209\u1362<\/p>\n<p>\u12e8\u1230\u1348\u122b \u12c8\u1228\u1240\u1275\u1363 \u12e8\u130d\u1265\u122d \u1270\u1218\u120b\u123d \u12a5\u1293 \u12a8\u12a0\u1260\u12f3\u122a\u12ce \u12e8\u121a\u1218\u1321 \u121b\u1293\u1278\u12cd\u121d \u121b\u1233\u12c8\u1242\u12eb\u12ce\u127d \u12c8\u12ed\u121d \u12f0\u1228\u1230\u129e\u127d\u1363 \u12a8\u1264\u1270\u1230\u1265\u12ce \u1260\u1300\u1275 \u12a5\u1293 \u12a8\u12a0\u1260\u12f3\u122a\u12ce\u127d \u12dd\u122d\u12dd\u122d \u130b\u122d \u12c8\u12f0 \u1270\u12d8\u130b\u1300\u12cd \u1240\u1320\u122e \u12ed\u121d\u1321\u1362<\/p>\n<p>\u120a\u1206\u1291 \u12e8\u121a\u127d\u1209 \u12e8\u12a0\u12ab\u120d \u1265\u1243\u1275 \u12a5\u1295\u1245\u1235\u1243\u1234 \u12a5\u1245\u12f6\u127d \u12e8\u121a\u12a8\u1270\u1209\u1275\u1295 \u120a\u12eb\u12ab\u1275\u1271 \u12ed\u127d\u120b\u1209-<\/p>\n<ul>\n<li aria-level=\"1\">\u12e8\u1218\u12ad\u1348\u12eb \u12d5\u1245\u12f5 - \u12ab\u1208\u1348\u12cd \u12ad\u134d\u12eb \u12e8\u1270\u12c8\u1230\u1290\u12cd\u1295 \u1260\u12c8\u122d\u1203\u12ca \u12ad\u134d\u12eb\u12ce\u127d\u12ce \u120b\u12ed \u1260\u121b\u12a8\u120d \u12ed\u12a8\u1273\u1270\u1209\u1362<\/li>\n<li aria-level=\"1\">\u12e8\u1275\u12d5\u130d\u1235\u1275 \u12a5\u1245\u12f5 - \u12c8\u122d\u1203\u12ca \u12ad\u134d\u12eb\u12ce\u127d\u12ce \u1208\u130a\u12dc\u12cd \u12ed\u1240\u1295\u1233\u1209 \u12c8\u12ed\u121d \u12ed\u1273\u1308\u12f3\u1209\u1362 \u1265\u12d9\u12cd\u1295 \u130a\u12dc \u12ad\u134d\u12eb\u12ce\u1279 \u12c8\u12f0\u1290\u1260\u1229\u1260\u1275 \u1232\u1218\u1208\u1231 \u12e8\u121a\u12a8\u1348\u1208\u12cd \u12a8\u134d\u1270\u129b \u1218\u1320\u1295 \u12a0\u1208\u1362<\/li>\n<li aria-level=\"1\">\u12e8\u1265\u12f5\u122d \u121b\u123b\u123b\u12eb \u12d5\u1245\u12f5 - \u12a0\u1260\u12f3\u122a\u12cd \u12e8\u12a5\u122d\u1235\u12ce\u1295 \u12cd\u120e\u127d \u1260\u1206\u1290 \u1218\u1295\u1308\u12f5 \u1208\u1218\u1208\u12c8\u1325 \u1270\u1235\u121b\u121d\u1277\u120d\u1362 \u12c8\u1208\u12f5\u12ce\u1295 \u120a\u1240\u1295\u1231\u1363 \u12e8\u1265\u12f5\u122d \u1218\u12ad\u1348\u12eb \u130a\u12dc\u12cd\u1295 \u120a\u12eb\u122b\u12dd\u1219 \u12c8\u12ed\u121d \u12e8\u1245\u12f5\u1218 \u12ad\u134d\u12eb \u1245\u1323\u1271\u1295 \u120a\u12f0\u122b\u12f0\u1229 \u12ed\u127d\u120b\u1209\u1362<\/li>\n<li aria-level=\"1\">\u12a8\u134a\u120d \u12e8\u12ed\u1308\u1263\u129b\u120d \u1325\u12eb\u1244 - \u12a0\u1260\u12f3\u122a\u12cd \u12cd\u12dd\u134d \u12a5\u12f3\u12cd\u1295 \u1208\u1218\u12eb\u12dd \u12dd\u1245\u1270\u129b \u12c8\u1208\u12f5 \u12c8\u12ed\u121d \u12a8\u12c8\u1208\u12f5 \u1290\u1343 \u12e8\u1206\u1290 \u1265\u12f5\u122d \u1260\u1218\u12f5\u1295 \u1230\u132a\u12cd (FHA \u12c8\u12ed\u121d \u12e8\u130d\u120d \u12e8\u1264\u1275 \u1218\u130d\u12e3 \u12a2\u1295\u1239\u122b\u1295\u1235) \u1260\u12a9\u120d \u120a\u12eb\u1240\u122d\u1265 \u12ed\u127d\u120b\u120d\u1362 \u12a0\u1290\u1235\u1270\u129b \u12c8\u122d\u1203\u12ca \u12ad\u134d\u12eb\u12ce\u127d \u120a\u1296\u1229 \u12ed\u127d\u120b\u1209. \u1265\u12f5\u1229 \u12e8\u121a\u12a8\u1348\u1208\u12cd \u1295\u1265\u1228\u1271\u1295 \u1232\u1238\u1321 \u12c8\u12ed\u121d \u12e8\u1218\u1300\u1218\u122a\u12eb\u12cd\u1295 \u1265\u12f5\u122d \u1232\u12a8\u134d\u1209 \u1290\u12cd\u1362<\/li>\n<li aria-level=\"1\">\u12f3\u130d\u121d \u1218\u120d\u1240\u1245 \u12a5\u1245\u12f5 (\u12a8Fannie Mae \u12c8\u12ed\u121d Freddie Mac \u130b\u122d \u12a0\u12ed\u1308\u129d\u121d) - \u12eb\u1218\u1208\u1321 \u12ad\u134d\u12eb\u12ce\u127d \u1260\u1265\u12f5\u1229 \u1218\u1328\u1228\u123b \u120b\u12ed \u12a0\u1235\u1240\u121d\u1320\u12cb\u120d\u1362<\/li>\n<\/ul>\n<p>\u12a0\u1260\u12f3\u122a\u12ce \u12eb\u1240\u1228\u1261\u1275\u1295 \u1203\u1233\u1265 \u12cd\u12f5\u1245 \u12ab\u12f0\u1228\u1309\u1363 \u1208\u1218\u12f0\u122b\u12f0\u122d \u12ed\u121e\u12ad\u1229 \u12a5\u1293 \u121d\u1295 \u1208\u1218\u1240\u1260\u120d \u1348\u1243\u12f0\u129b \u120a\u1206\u1291 \u12a5\u1295\u12f0\u121a\u127d\u1209 \u1208\u121b\u12c8\u1245 \u12ed\u121e\u12ad\u1229\u1362 \u121d\u12ad\u1295\u12eb\u1273\u12ca \u12eb\u120d\u1206\u1290 \u12c8\u12ed\u121d \u134d\u1275\u1203\u12ca \u12ab\u120d\u1206\u1290\u1363 \u12a8\u12aa\u1233\u122b \u121b\u1235\u1273\u1308\u123b \u1263\u1208\u1219\u12eb \u12c8\u12ed\u121d \u1270\u1246\u1323\u1323\u122a \u130b\u122d \u1208\u1218\u1290\u130b\u1308\u122d \u12ed\u1320\u12ed\u1241\u1362 \u121d\u1295\u121d \u12a5\u1295\u12b3\u1295 \u12e8\u1218\u1296\u122a\u12eb \u1264\u1275 \u12a0\u121b\u12ab\u122a \u1325\u1229 \u12a5\u122d\u12f3\u1273 \u120a\u1206\u1295 \u1262\u127d\u120d\u121d, \u12a5\u1295\u12f0 \u1320\u1260\u1243\u12ce \u1218\u1206\u1295 \u12a0\u1208\u1265\u12ce\u1275. \u1218\u12cd\u1323\u1271 \u12e8\u121b\u12ed\u1240\u122d \u1262\u1206\u1295\u121d\u1363 \u12a8\u1245\u12dd\u1243\u12dc \u12cd\u132d \u12a5\u1295\u12f3\u12ed\u1206\u1291 \u12a0\u1201\u1295\u121d \u12e8\u1270\u123b\u1209 \u12cd\u120e\u127d\u1295 \u12c8\u12ed\u121d \u12e8\u1270\u122b\u12d8\u1218 \u12e8\u130a\u12dc \u1218\u1235\u1218\u122d\u1295 \u1218\u12f0\u122b\u12f0\u122d \u12ed\u127d\u120b\u1209\u1362 \u1275\u130d\u1209\u1295 \u1208\u1218\u1240\u1320\u120d \u12dd\u130d\u1301 \u12ed\u1201\u1291!<\/p>\n<figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t<\/figure>\n\t\t<figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/Call-center-specialst-circle-4e9ecd7b3425be4576416abc911049bb-.jpg\" alt=\"\u12e8\u1325\u122a \u121b\u12d5\u12a8\u120d \u1235\u1354\u123b\u120a\u1235\u1275\" title=\"\u12e8\u1325\u122a \u121b\u12d5\u12a8\u120d \u120d\u12e9 \u1263\u1208\u1219\u12eb\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t<\/figure>\n<h2>211 \u12ed\u12f0\u12cd\u1209<\/h2><p>24\/7 \u1270\u1295\u12a8\u1263\u12ab\u1262 \u12a5\u1293 \u1229\u1205\u1229\u1205 \u1230\u12cd \u12eb\u1290\u130b\u130d\u1229\u1362 \u12a5\u1295\u12f2\u1201\u121d \u12a8\u1203\u1265\u1276\u127d \u130b\u122d \u120a\u12eb\u1308\u1293\u1299\u12ce\u1275 \u12ed\u127d\u120b\u1209\u1362&nbsp;<\/p>\n<h2>\n\t\t\t\u1270\u12db\u121b\u1305 \u1218\u1228\u1303\t<\/h2>\n\t\t<h4><a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%8a%a5%e1%88%ad%e1%8c%85%e1%8a%93-%e1%8a%a0%e1%8a%ab%e1%88%88-%e1%88%b5%e1%8a%95%e1%8a%a9%e1%88%8d%e1%8a%90%e1%89%b5\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Aging\" target=\"_self\">\u12a5\u122d\u1305\u1293 \u12a5\u1293 \u12a0\u12ab\u120d \u1309\u12f3\u1270\u129d\u1290\u1275<\/a><\/h4><figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%8a%a5%e1%88%ad%e1%8c%85%e1%8a%93-%e1%8a%a0%e1%8a%ab%e1%88%88-%e1%88%b5%e1%8a%95%e1%8a%a9%e1%88%8d%e1%8a%90%e1%89%b5\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Aging\" target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Aging-disability-square-c466727102cae71e5f27b8539bb51945-.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%88%8d%e1%8c%86%e1%89%bd-%e1%89%a4%e1%89%b0%e1%88%b0%e1%89%a6%e1%89%bd\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Children\" target=\"_self\">\u120d\u1306\u127d \u12a5\u1293 \u1264\u1270\u1230\u1266\u127d<\/a><\/h4><figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%88%8d%e1%8c%86%e1%89%bd-%e1%89%a4%e1%89%b0%e1%88%b0%e1%89%a6%e1%89%bd\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Children\" target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Child-care-square-f3b0d4edab3dcc467fadb5f55f4064c6-.png\" alt=\"parent and child icon for child care\" height=\"417\" width=\"417\" title=\"2025_211_\u12a0\u12f6_\u12e8\u120d\u1306\u127d \u12a5\u1295\u12ad\u1265\u12ab\u1264\u1295 \u12a0\u12d8\u130b\u1305\u1277\u120d\u1362\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%8b%a8%e1%89%a4%e1%89%b5-%e1%8b%8d%e1%88%b5%e1%8c%a5-%e1%89%a4%e1%89%b0%e1%88%b0%e1%89%a5-%e1%89%a5%e1%8c%a5%e1%89%a5%e1%8c%a5\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Domestic\" target=\"_self\">\u12e8\u12cd\u1235\u1325 \u1265\u1325\u1265\u1325<\/a><\/h4><figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%8b%a8%e1%89%a4%e1%89%b5-%e1%8b%8d%e1%88%b5%e1%8c%a5-%e1%89%a4%e1%89%b0%e1%88%b0%e1%89%a5-%e1%89%a5%e1%8c%a5%e1%89%a5%e1%8c%a5\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Domestic\" target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Domestic-Violence-square-7b597694a6f05fe90cdc376aa573bc63-.png\" alt=\"House with a heart in the middle icon\" height=\"417\" width=\"417\" title=\"2025_211_\u12a0\u12f6_\u12e8\u1264\u1275 \u12cd\u1235\u1325 \u1265\u1325\u1265\u1325\u1295 \u12eb\u12d8\u130b\u1303\u120d\u1362\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%88%a5%e1%88%ab-%e1%8d%8d%e1%88%88%e1%8c%8b\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Employment\" target=\"_self\">\u1225\u122b<\/a><\/h4><figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%88%a5%e1%88%ab-%e1%8d%8d%e1%88%88%e1%8c%8b\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Employment\" target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Employment-square-44707bd410e4df10a470bf130ebcea86-.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%8b%a8%e1%8c%a4%e1%8a%93-%e1%8c%a5%e1%89%a0%e1%89%83\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Health%20Care\" target=\"_self\">\u12e8\u1324\u1293 \u1325\u1260\u1243<\/a><\/h4><figure itemscope=\"\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/am\/%e1%88%80%e1%89%a5%e1%89%b6%e1%89%bd\/%e1%8b%a8%e1%8c%a4%e1%8a%93-%e1%8c%a5%e1%89%a0%e1%89%83\/?utm_source=Home&amp;utm_medium=Referral&amp;utm_campaign=211Resources&amp;utm_content=Health%20Care\" target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Health-Care-square-dee98a0060cbe0e7f27eda253fc12679-.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\">\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a 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