{"id":1107,"date":"2021-04-19T14:48:32","date_gmt":"2021-04-19T14:48:32","guid":{"rendered":"https:\/\/211md.org\/?page_id=1107"},"modified":"2026-04-04T09:56:33","modified_gmt":"2026-04-04T13:56:33","slug":"%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98","status":"publish","type":"page","link":"https:\/\/211md.org\/ko\/resources\/health-care\/health-insurance\/","title":{"rendered":"\uba54\ub9b4\ub79c\ub4dc \uac74\uac15 \ubcf4\ud5d8 \uc635\uc158"},"content":{"rendered":"<figure data-animation-delay=\"0\" data-animation-duration=\"1\" itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/5-1-scaled.png\" alt=\"5\" height=\"692\" width=\"2560\" title=\"5\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t\t<p>\ud639\uc2dc \uc758\ub8cc\ubcf4\ud5d8\uc774 \uc5c6\uc73c\uc2e0\uac00\uc694? \ubb34\ub8cc \uc758\ub8cc\ubcf4\ud5d8\uc774\ub098 \uc800\ub834\ud55c \ubcf4\ud5d8\ub8cc \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub514\ucf00\uc774\ub4dc, \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8(\ud560\uc778 \ud61c\ud0dd \uc788\uc74c), \uba54\ub514\ucf00\uc5b4, \uce58\uacfc \ubcf4\ud5d8\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n<p>211\ubc88\uc73c\ub85c \uc804\ud654\ud558\uc2dc\uba74 \uac74\uac15 \ubcf4\ud5d8 \uad00\ub828 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\ubcc0\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 211\ubc88\uc73c\ub85c \uc804\ud654\ud558\uc2dc\uac70\ub098 \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc5d0\uc11c \uc9c0\uc5ed \uac74\uac15 \ubcf4\ud5d8 \uad00\ub828 \uc815\ubcf4(\uc608: \uc0c1\ud669\uc5d0 \ub9de\ub294 \ubb34\ub8cc \uc548\ub0b4\ub97c \uc81c\uacf5\ud558\ub294 \ub0b4\ube44\uac8c\uc774\ud130)\ub97c \uac80\uc0c9\ud574 \ubcf4\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=health%20insurance&#038;query_label=health%20insurance&#038;query_type=text\"  target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\ub9ac\uc18c\uc2a4 \ucc3e\uae30\n\t\t\t\t\t<\/a>\n<figure data-animation-delay=\"0\" data-animation-duration=\"1\" itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n<figure data-animation-delay=\"0\" data-animation-duration=\"1.3\" itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/16.png\" alt=\"16\" height=\"1000\" width=\"1000\" title=\"16\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2026\/04\/girl-in-wheelchair-visiting-doctor.jpg\" alt=\"\ud720\uccb4\uc5b4\uc5d0 \uc549\uc740 \uc18c\ub140\uac00 \uc758\uc0ac\uc640 \ud558\uc774\ud30c\uc774\ube0c\ub97c \ud558\uace0 \uc788\ub2e4.\" title=\"\ud720\uccb4\uc5b4\ub97c \ud0c4 \uc18c\ub140\uac00 \uc758\uc0ac\ub97c \ubc29\ubb38\ud588\uc2b5\ub2c8\ub2e4.\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t\t<h2>\uba54\ub9b4\ub79c\ub4dc \uba54\ub514\ucf00\uc774\ub4dc<\/h2>\n\t\t<p>\uc800\uc18c\ub4dd \uac00\uc815, \uc5b4\ub9b0\uc774, \uc784\uc0b0\ubd80, \ub178\uc778, \uc2dc\uac01 \uc7a5\uc560\uc778 \ub610\ub294 \uc7a5\uc560\uc778\uc740 \uba54\ub514\ucf00\uc774\ub4dc \uc790\uaca9\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ub4dd \uc790\uaca9 \uae30\uc900\uc740 \ub9e4\ub144 \ubcc0\uacbd\ub429\ub2c8\ub2e4.<\/p>\n<p>19\uc138 \uc774\ud558\uc758 \uc790\ub140\ub294 \ucd94\uac00 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<a href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/%eb%a9%94%eb%94%94%ec%bc%80%ec%9d%b4%eb%93%9c\/\" target=\"_blank\" rel=\"noopener\">\uba54\ub9b4\ub79c\ub4dc \uc544\ub3d9 \uac74\uac15 \ud504\ub85c\uadf8\ub7a8<\/a>.<\/p>\n<p>\ub2e4\ub978 \uc720\ud615\uc758 \uacf5\uacf5 \uc9c0\uc6d0\uc744 \ubc1b\ub294 \uac1c\uc778\uc740 \uc790\ub3d9\uc73c\ub85c \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc744 \ubc1b\uac8c \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\uc6d0\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubcf4\ucda9\uc801 \uc18c\ub4dd \ubcf4\uc7a5<\/li>\n<li>\uc784\uc2dc \ud604\uae08 \uc9c0\uc6d0<\/li>\n<li>\uc704\ud0c1 \uc591\uc721<\/li>\n<\/ul>\n<p>\ubbf8\uad6d \uc2dc\ubbfc\uad8c\uc790\uac00 \uc544\ub2cc \uacbd\uc6b0, \uc784\uc2e0 \uae30\uac04\uacfc \ucd9c\uc0b0 \ud6c4 4\uac1c\uc6d4 \ub3d9\uc548 \uba54\ub514\ucf00\uc774\ub4dc(Medicaid) \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub2e4\uc74c \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uba54\ub514\ucf00\uc774\ub4dc \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<a href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/%eb%a9%94%eb%94%94%ec%bc%80%ec%9d%b4%eb%93%9c\/#immigrant\" target=\"_blank\" rel=\"noopener\">\uae30\ud0c0 \uc694\uad6c \uc0ac\ud56d<\/a>, 5\ub144 \uaddc\uce59\ucc98\ub7fc \ub9d0\uc774\uc8e0.<\/p>\n<p>\uac1c\uc778 \uac74\uac15 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uace0 Medicaid \uc790\uaca9\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"http:\/\/marylandhealthconnection.gov\/\" target=\"_blank\" rel=\"noopener nofollow\">\n\t\t\t\t\t\t\t\uba54\ub514\ucf00\uc774\ub4dc \uc2e0\uccad\ud558\uae30\n\t\t\t<\/a>\n\t\t<h3>\uad00\ub9ac\ud615 \uc758\ub8cc \uae30\uad00(MCO)<\/h3>\n\t\t<p>\uba54\ub514\ucf00\uc774\ub4dc\uc5d0 \uac00\uc785\ud55c \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \uad00\ub9ac\ud615 \uc758\ub8cc \uae30\uad00(MCO)\uc744 \ud1b5\ud574 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>MCO\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uac74\uac15 \ube44\uc6a9\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc758\uc0ac \ubc29\ubb38<\/li>\n<li>\uc784\uc2e0 \uad00\ub9ac<\/li>\n<li>\ucc98\ubc29\uc57d<\/li>\n<li>\ubcd1\uc6d0 \ubc0f \uc751\uae09 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n\t\t\t<a href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/%eb%a9%94%eb%94%94%ec%bc%80%ec%9d%b4%eb%93%9c\/\" target=\"_blank\" rel=\"noopener nofollow\">\n\t\t\t\t\t\t\tRead 211&#8217;s guide to medicaid\n\t\t\t\t\t<\/a>\n\t\t<h2>\uac1c\uc778 \uac74\uac15 \ubcf4\ud5d8<\/h2>\n\t\t<p>If you don&#8217;t qualify for Medicaid or children&#8217;s health insurance, individuals and families can apply for private health insurance. Financial help may be available.<\/p>\n<p>While many states use the federal marketplace, Maryland has its own one-stop insurance marketplace, Maryland Health Connection, that handles private insurance, Medicaid, and the Maryland Children&#8217;s Health Program enrollments.<\/p>\n<h3>\uadf8\ub4e4\uc740 \ubb34\uc5c7\uc744 \ub2e4\ub8e8\ub098\uc694?<\/h3>\n<p>\uc774\ub7ec\ud55c \ud50c\ub79c\uc740 \uc608\ubc29 \uc9c4\ub8cc \ubc0f \uae30\ud0c0 \ud544\uc218 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubcd1\uc6d0 \ubc29\ubb38<\/li>\n<li>\uc751\uae09 \uce58\ub8cc<\/li>\n<li>\uc785\uc6d0<\/li>\n<li>\uc2e4\ud5d8\uc2e4 \uac80\uc0ac<\/li>\n<li>\uc0b0\ubaa8 \ubc0f \uc2e0\uc0dd\uc544 \uad00\ub9ac<\/li>\n<li>\uc815\uc2e0 \ubc0f \ud589\ub3d9 \uac74\uac15 \uad00\ub9ac<\/li>\n<li>\uc18c\uc544\uacfc \uc9c4\ub8cc<\/li>\n<li>\ucc98\ubc29\uc804<\/li>\n<li>\uc608\ubc29 \ubc0f \uac74\uac15 \uad00\ub9ac<\/li>\n<li>\ubcf5\uad8c<\/li>\n<li>\ubb3c\uc9c8 \uc0ac\uc6a9 \uc7a5\uc560 \uce58\ub8cc<\/li>\n<\/ul>\n<p>\uac1c\uc778 \uc758\ub8cc \ubcf4\ud5d8\uc5d0\ub294 \uc790\uae30 \ubd80\ub2f4\uae08, \uacf5\ub3d9 \ubd80\ub2f4\uae08, \ubcf8\uc778 \ubd80\ub2f4\uae08\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"https:\/\/www.marylandhealthconnection.gov\/health-coverage\/choose-a-plan\/\" target=\"_blank\" rel=\"noopener nofollow\">\n\t\t\t\t\t\t\t\ud50c\ub79c\uc774 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0 \uc54c\uc544\ubcf4\uc138\uc694\n\t\t\t<\/a>\n\t\t<h3>\uac1c\uc778 \ubcf4\ud5d8 \uac00\uc785\uc5d0 \ub300\ud55c \uc7ac\uc815 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc790\uaca9\uc774 \uc788\ub098\uc694?<\/h3>\n\t\t<p>\uc7ac\uc815 \uc9c0\uc6d0\uc740 \uac00\ub2a5\ud558\uc9c0\ub9cc, \ud560\uc778\uc728\uc740 \uc608\ub144\ubcf4\ub2e4 \ub0ae\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uba54\ub9b4\ub79c\ub4dc \uc8fc\uc5d0\uc11c\ub294 \ub354 \uc774\uc0c1 \uc5f0\ubc29 \uc815\ubd80\uc758 \ubcf4\ud5d8\ub8cc \uc808\uac10 \ud504\ub85c\uadf8\ub7a8\uc774 \uc2dc\ud589\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\uc2e0 \uba54\ub9b4\ub79c\ub4dc \uc8fc \uc815\ubd80\ub294 \uba54\ub9b4\ub79c\ub4dc \ubcf4\ud5d8\ub8cc \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc7ac\uc815 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc18c\ub4dd\uc774 \uc5f0\ubc29 \ube48\uace4\uc120 \uae30\uc900 100% \ubbf8\ub9cc\uc774\uace0 \uc774\ubbfc \uc2e0\ubd84\uc73c\ub85c \uc778\ud574 \uba54\ub514\ucf00\uc774\ub4dc \uc790\uaca9\uc774 \uc5c6\ub294 \uacbd\uc6b0 \ub354 \uc774\uc0c1 \uc7ac\uc815 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \ud574\ub2f9 \ud50c\ub79c\uc740 \uc774\uc6a9 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uc804\uc561\uc744 \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ud50c\ub79c\uc758 \uc608\uc0c1 \ube44\uc6a9\uc744 \uc54c\uc544\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"https:\/\/app.marylandhealthconnection.gov\/hixui\/public\/home.html#\/getEstimate?lang=en_US&#038;firstTime=1\" target=\"_blank\" rel=\"noopener nofollow\">\n\t\t\t\t\t\t\t\ube44\uc6a9 \uacac\uc801\uc744 \ubc1b\uc544\ubcf4\uc138\uc694\n\t\t\t<\/a>\n\t\t<h2>\ubcf4\ud5d8 \uac00\uc785\uc5d0 \ub300\ud55c \ub3c4\uc6c0\uc740 \uc5b4\ub5bb\uac8c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h2>\n\t\t<p>If you have questions about Medicare or private insurance enrollment, free help is available in counties throughout Maryland. Navigators can answer questions in-person. They&#8217;ll help you find the most savings and apply for insurance.<\/p>\n<p>\uac1c\uc778 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub824\ub294 \uacbd\uc6b0 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uc640 \uc0c1\ub2f4\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"https:\/\/www.marylandhealthconnection.gov\/find-help\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\ub3c4\uc6c0\ub9d0 \ucc3e\uae30\n\t\t\t<\/a>\n\t\t<h3>\uc5b4\ub5bb\uac8c \uc2e0\uccad\ud558\ub098\uc694?<\/h3>\n\t\t<p>\uba54\ub9b4\ub79c\ub4dc \ud5ec\uc2a4 \ucee4\ub125\uc158(Maryland Health Connection)\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ud50c\ub79c\uc744 \ucc3e\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube44\uc6a9\uacfc \ubcf4\uc7a5 \ubc94\uc704\ub97c \uaf3c\uaf3c\ud788 \ud655\uc778\ud558\uc138\uc694. \ub610\ud55c, \uc120\ud0dd\ud558\uc2e0 \ud50c\ub79c\uc5d0 \ub2f4\ub2f9 \uc758\uc0ac\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uc2dc\uba74 \ubb34\ub8cc \uc0c1\ub2f4 \uc9c0\uc6d0\uc744 \uc774\uc6a9\ud558\uc138\uc694.<\/p>\n\t\t\t<a href=\"http:\/\/marylandhealthconnection.gov\" target=\"_blank\" rel=\"noopener nofollow\">\n\t\t\t\t\t\t\t\uc801\uc6a9\ud558\ub2e4\n\t\t\t<\/a>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2026\/04\/two-women-sitting-at-a-computer-looking-at-options.jpg\" alt=\"\uc0c1\ub2f4\uc0ac\uac00 \ub204\uad70\uac00\uc5d0\uac8c \ud50c\ub79c \uc120\ud0dd\uc744 \ub3c4\uc640\uc8fc\ub294 \ubaa8\uc2b5\" title=\"\ub450 \uc5ec\uc131\uc774 \ucef4\ud4e8\ud130 \uc55e\uc5d0 \uc549\uc544 \uc5ec\ub7ec \uc635\uc158\uc744 \uc0b4\ud3b4\ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2026\/04\/front-desk-at-medical-office-with-patient-paying-with-insurance.jpg\" alt=\"\ud658\uc790\uac00 \uc758\ub8cc\ube44\ub97c \uc9c0\ubd88\ud569\ub2c8\ub2e4\" title=\"\ubcd1\uc6d0 \uc811\uc218\ub300\uc5d0\uc11c \ubcf4\ud5d8\uc73c\ub85c \uc9c4\ub8cc\ube44\ub97c \uc9c0\ubd88\ud558\ub294 \ud658\uc790.\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<h2>\uac74\uac15 \ubcf4\ud5d8 \ubc0f \uba54\ub514\ucf00\uc774\ub4dc \uc2e0\uccad<\/h2>\n<p>Whether you apply for Medicaid or a private health insurance plan in Maryland, all applications go through Maryland Health Connection. It&#8217;s a one-stop shop.<\/p>\n\t\t<h3>\ub4f1\ub85d \uae30\uac04<\/h3>\n\t\t<p>\uba54\ub9b4\ub79c\ub4dc\uc8fc\uc5d0\uc11c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ub4e4\uc740 11\uc6d4\uc5d0 \uc2dc\uc791\ub418\ub294 \uac00\uc785 \uae30\uac04 \ub3d9\uc548 \ubcf4\ud5d8 \uac00\uc785\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \ud61c\ud0dd\uc740 \ub2e4\uc74c \ud574 1\uc6d4 1\uc77c\ubd80\ud130 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub54c\ub54c\ub85c \uc788\ub2e4\u00a0<a href=\"https:\/\/www.marylandhealthconnection.gov\/how-to-enroll\/special-enrollment\/\" target=\"_blank\" rel=\"noopener\">\ud2b9\ubcc4 \ub4f1\ub85d \uae30\uac04<\/a> \uc774\ub97c \ud1b5\ud574 \uc5f0\uc911 \uc5b8\uc81c\ub4e0\uc9c0 \ubcf4\ud5d8 \uac00\uc785\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud2b9\uc815 \uc0dd\ud65c \uc0ac\uac74 \ubc1c\uc0dd \uc2dc\uc5d0\ub3c4 \uac00\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ubcc4 \ub4f1\ub85d \uae30\uac04\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>Medicaid \ub610\ub294 MCHP\uc5d0 \ub300\ud55c \uc790\uaca9\uc774 \uc5c6\uac8c \ub428<\/li>\n<li>\uacb0\ud63c \ub610\ub294 \uc774\ud63c<\/li>\n<li>\uc544\uc774\ub97c \uac16\uac70\ub098, \uc544\uc774\ub97c \uc785\uc591\ud558\uac70\ub098, \uc544\uc774\ub97c \uc785\uc591\uc2dc\ud0a4\uac70\ub098 \uc704\ud0c1 \uc591\uc721\ud558\ub294 \uac83<\/li>\n<li>\uba54\ub9b4\ub79c\ub4dc\ub85c \uc774\ub3d9 \ubc0f \uc8fc \ub0b4 \uc77c\ubd80 \uc774\ub3d9<\/li>\n<li>COBRA \ubcf4\uc7a5 \uae30\uac04 \uc885\ub8cc<\/li>\n<li>\uc2dc\ubbfc\uad8c \ub610\ub294 \uc774\ubbfc \uc2e0\ubd84\uc758 \ubcc0\uacbd<\/li>\n<li>\ud22c\uc625 \ub610\ub294 \uc11d\ubc29<\/li>\n<li>\uc544\uba54\ub9ac\uce78 \uc778\ub514\uc5b8\/\uc54c\ub798\uc2a4\uce74 \uc6d0\uc8fc\ubbfc \uc2e0\ubd84 \ubcc0\uacbd<\/li>\n<li>\uc784\uc2e0(\ucc38\uace0: \uc784\uc2e0\uc774 \ud655\uc778\ub41c \uc2dc\uc810\ubd80\ud130 90\uc77c \ub3d9\uc548 \ub4f1\ub85d\ud574\uc57c \ud569\ub2c8\ub2e4.)<\/li>\n<li>\ubd80\uc591 \uac00\uc871\uc744 \uc5bb\uac70\ub098 \uc783\uc74c<\/li>\n<li>\uc9c1\uc7a5 \uc758\ub8cc\ubcf4\ud5d8\uacfc \uac19\uc740 \ub2e4\ub978 \uac74\uac15\ubcf4\ud5d8 \ud61c\ud0dd\uc758 \uc0c1\uc2e4<\/li>\n<li>Enrolled in your parents&#8217; plan, and you turn 26 years old<\/li>\n<\/ul>\n\t\t\t<a href=\"https:\/\/www.marylandhealthconnection.gov\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\uc801\uc6a9\ud558\ub2e4\n\t\t\t\t\t<\/a>\n\t<h3>\ucf54\ube0c\ub77c<\/h3>\n<p>\ub9cc\uc57d \uc9c1\uc7a5\uc744 \uadf8\ub9cc\ub450\uba74\uc11c \uace0\uc6a9\uc8fc\ub97c \ud1b5\ud574 \uc758\ub8cc \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc5c8\ub2e4\uba74, \ud1f4\uc9c1 \ud6c4\uc5d0\ub3c4 \uc77c\uc2dc\uc801\uc73c\ub85c \ubcf4\ud5d8 \ud61c\ud0dd\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>COBRA(Consolidated Omnibus Budget Reconciliation Act)\ub294 \uadfc\ubb34 \ub9c8\uc9c0\ub9c9 \ub0a0\ub85c\ubd80\ud130 60\uc77c \uc774\ub0b4\uc5d0 \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0 \uc81c\ud55c\ub41c \uae30\uac04 \ub3d9\uc548 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc694\uc728\uc740 \uace0\uc6a9\ub41c \ub3d9\uc548 \uc9c0\ubd88\ud55c \uae08\uc561\uc5d0\uc11c \uc778\uc0c1\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t<h2>\uba54\ub514\ucf00\uc5b4 \ud61c\ud0dd<\/h2>\n<p>\ub9cc\uc57d \ub2f9\uc2e0\uc774 65\uc138 \uc774\uc0c1\uc774\uac70\ub098, \ud2b9\uc815 \uc7a5\uc560\uac00 \uc788\uc9c0\ub9cc 65\uc138 \ubbf8\ub9cc\uc774\uac70\ub098, \ub9d0\uae30 \uc2e0\ubd80\uc804\uc99d(ESRD)\uc744 \uc553\uace0 \uc788\ub2e4\uba74, \uba54\ub514\ucf00\uc5b4 \uc218\ud61c \uc790\uaca9\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacf5\uac1c \ub4f1\ub85d\uc740 \ub9e4\ub144 \uac00\uc744 \ud2b9\uc815 \ub0a0\uc9dc\uc5d0 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<p>Medicare \uacf5\uac1c \ub4f1\ub85d \uae30\uac04 \ub3d9\uc548 \ud50c\ub79c\uc744 \uac80\ud1a0\ud558\uace0, \uc0c8\ub85c\uc6b4 \ubcf4\uc7a5\uc744 \uad6c\uc785\ud558\uace0, \uadc0\ud558\uc758 \ud61c\ud0dd\uc774 \ub2e4\uac00\uc624\ub294 \ud574\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c\uc9c0 \ud655\uc778\ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub514\ucf00\uc5b4 \uc635\uc158 \ubc0f \ube44\uc6a9\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n\t\t\t<a href=\"https:\/\/www.medicare.gov\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\uba54\ub514\ucf00\uc5b4 \uc635\uc158\n\t\t\t\t\t<\/a>\n\t\t<h3>SHIP\ub294 \ucd5c\uc801\uc758 \uc694\uae08\uc81c\ub97c \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/h3>\n<p>\ubcf8\uc778\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uc2dc\uba74 \uc8fc\uc815\ubd80 \uac74\uac15 \ubcf4\ud5d8 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8(SHIP) \uc0c1\ub2f4\uc6d0\uc5d0\uac8c \ubb38\uc758\ud558\uc2ed\uc2dc\uc624.<\/p>\n<p>\uadf8\ub4e4\uc740 \ube44\uc6a9\uacfc \ubcf4\uc7a5 \ubc94\uc704\ub97c \uc774\ud574\ud558\uace0, \uc635\uc158\uc744 \ube44\uad50\ud558\uace0, \ud50c\ub79c\uc5d0 \uac00\uc785\ud558\uac70\ub098 \ubcc0\uacbd\ud558\uace0, \uccad\uad6c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub9b4\ub79c\ub4dc\uc640 \ubcfc\ud2f0\ubaa8\uc5b4 \uc2dc \uc804\uc5ed\uc758 \uce74\uc6b4\ud2f0\uc5d0\uc11c \ubb34\ub8cc \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uad50\uc721\uc744 \ubc1b\uc740 \uc790\uc6d0 \ubd09\uc0ac \uce74\uc6b4\uc140\ub7ec\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"https:\/\/aging.maryland.gov\/Pages\/state-health-insurance-program.aspx?fbclid=IwAR1Haustinh1z0yqeLGZi8DOuylIjQRGebVGnXwBiICmVlgOYkCbq92SYtY\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tSHIP \uc0c1\ub2f4\uc0ac\ub97c \ucc3e\uc544\ubcf4\uc138\uc694\n\t\t\t\t\t<\/a>\n\t\t<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"https:\/\/search.211md.org\/\" target=\"_blank\" rel=\"noopener\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/2025_MdInfoNet_Icon-Sets-white_Locate.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t<\/figure>\n<h2><a href=\"https:\/\/search.211md.org\/\" target=\"_blank\" rel=\"noopener\">\uc9c0\uae08 \ub9ac\uc18c\uc2a4\ub97c \ucc3e\uc544\ubcf4\uc138\uc694<\/a><\/h2><p>\ucc3e\ub2e4 <strong>\uc9c0\uc5ed \uc0ac\ud68c \uc790\uc6d0 <\/strong>\uc800\ud76c \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc5d0\uc11c \uc74c\uc2dd, \uac74\uac15 \uad00\ub9ac, \uc8fc\ud0dd \ub4f1 \ub2e4\uc591\ud55c \uc815\ubcf4\ub97c \ucc3e\uc544\ubcf4\uc138\uc694. \uc6b0\ud3b8\ubc88\ud638\ub85c \uac80\uc0c9\ud558\uc138\uc694.<\/p>\n\t\t\t<a href=\"https:\/\/search.211md.org\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\uc9c0\uae08 \uac80\uc0c9\n\t\t\t<\/a>\n\t\t<h2>\uce58\uacfc \ubcf4\ud5d8<\/h2>\n<p>\uba54\ub514\ucf00\uc774\ub4dc\uc640 MCHP\ub97c \ud1b5\ud574 \uc5b4\ub9b0\uc774\uc640 \uc784\uc0b0\ubd80\ub294 \ubb34\ub8cc\ub85c \uce58\uacfc \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc9c0\ub9cc, \uadf8 \uc678 \ubcf4\ud5d8\uc774 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc740 \uba54\ub9b4\ub79c\ub4dc \ud5ec\uc2a4 \ucee4\ub125\uc158\uc5d0\uc11c \ubcc4\ub3c4\uc758 \uce58\uacfc \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.marylandhealthconnection.gov\/health-coverage\/dental-plans\/\" target=\"_blank\" rel=\"noopener\">\uce58\uacfc \ud50c\ub79c \uc635\uc158\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uae30\u00a0<\/a>\uba54\ub9b4\ub79c\ub4dc \ud5ec\uc2a4 \ucee4\ub125\uc158(Maryland Health Connection)\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ud61c\ud0dd\uc785\ub2c8\ub2e4. \uac00\uc785 \uae30\uac04 \ub3d9\uc548 \uc2e0\uccad\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ubb34\ub8cc \ubc0f \uc800\ub834\ud55c \uce58\uacfc \uc9c4\ub8cc\uc18c<\/h3>\n<p>\ub9cc\uc57d \uce58\uacfc \ubcf4\ud5d8\uc774 \uc5c6\uc73c\uc2dc\ub354\ub77c\ub3c4 \uba54\ub9b4\ub79c\ub4dc \uc8fc \uc804\uc5ed\uc5d0 \ubb34\ub8cc \ub610\ub294 \uc800\ub834\ud55c \uce58\uacfc \uc9c4\ub8cc\uc18c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/%ec%b9%98%ea%b3%bc-%ec%b9%98%eb%a3%8c\/\"  target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\ubb34\ub8cc \ub610\ub294 \uc800\ub834\ud55c \uce58\uacfc\ub97c \ucc3e\uc544\ubcf4\uc138\uc694\n\t\t\t\t\t<\/a>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2025\/11\/Dentist-showing-patient-xrays-of-tooth-at-dental-clinic.jpg\" alt=\"\uce58\uacfc\uc5d0\uc11c \ucc0d\uc740 \uc5d1\uc2a4\ub808\uc774 \uc0ac\uc9c4\" title=\"\uce58\uacfc\uc758\uc0ac\uac00 \ud658\uc790\uc5d0\uac8c \uce58\uc544 \uc5d1\uc2a4\ub808\uc774 \uc0ac\uc9c4\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\ub2e4.\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n<h2>\n\t\t\t\uac74\uac15 \uad00\ub828 \ucd94\uac00 \uc815\ubcf4\t<\/h2>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%85%b8%ed%99%94-%ec%9e%a5%ec%95%a0\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Aging\" target=\"_self\">\ub178\ud654 \ubc0f \uc7a5\uc560<\/a><\/h4><figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%85%b8%ed%99%94-%ec%9e%a5%ec%95%a0\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Aging\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Aging-disability-square-c466727102cae71e5f27b8539bb51945-.png\" alt=\"\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Children\" target=\"_self\">\uc5b4\ub9b0\uc774 \ubc0f \uac00\uc871<\/a><\/h4><figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Children\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Child-care-square-f3b0d4edab3dcc467fadb5f55f4064c6-.png\" alt=\"\ubd80\ubaa8\uc640 \uc790\ub140 \uc544\uc774\ucf58 (\ubcf4\uc721 \uad00\ub828)\" height=\"417\" width=\"417\" title=\"2025_211_\uc544\uc774\ucf58 \uc138\ud2b8_\uc721\uc544\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t<\/figure>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b0%80%ec%a0%95-%ed%8f%ad%eb%a0%a5\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Domestic\" target=\"_self\">\uac00\uc815 \ud3ed\ub825<\/a><\/h4><figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b0%80%ec%a0%95-%ed%8f%ad%eb%a0%a5\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Domestic\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Domestic-Violence-square-7b597694a6f05fe90cdc376aa573bc63-.png\" 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