{"id":983,"date":"2021-04-16T16:58:29","date_gmt":"2021-04-16T16:58:29","guid":{"rendered":"https:\/\/211md.org\/?page_id=983"},"modified":"2025-09-07T17:09:00","modified_gmt":"2025-09-07T21:09:00","slug":"%eb%aa%a8%ea%b8%b0%ec%a7%80-%ec%95%95%eb%a5%98","status":"publish","type":"page","link":"https:\/\/211md.org\/ko\/resources\/housing-shelter\/mortgage-foreclosure\/","title":{"rendered":"\ubaa8\uae30\uc9c0 \uc555\ub958"},"content":{"rendered":"<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/5-1-scaled.png\" alt=\"5\" itemprop=\"image\" height=\"692\" width=\"2560\" title=\"5\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t<h1><a href=\"#start\" target=\"_self\">\uae30\ubcf8 \ud398\uc774\uc9c0 \uc81c\ubaa9<\/a><\/h1><p>\ubaa8\uae30\uc9c0 \uc9c0\ubd88\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uacbd\uc6b0 \ub3c4\uc6c0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube68\ub9ac \ud589\ub3d9\ud560\uc218\ub85d \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud574\ub2f9 \uc808\ucc28\uc640 \uc8fc\ud0dd \uc0c1\ub2f4\uc0ac\uac00 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\ub294\uc9c0 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n\t\t\t<a href=\"#start\" target=\"_self\">\n\t\t\t\t\t\t\uc2dc\uc791\ud558\uae30\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t<h2>\uc8fc\ud0dd \uc0c1\ub2f4\uc6d0\uc744 \uc774\uc6a9\ud558\uc138\uc694<\/h2>\n<p>\ub9e4\ub2ec \ub0a9\ubd80\ud560 \uc218 \uc5c6\uac70\ub098 \uc555\ub958\ub41c \uc8fc\ud0dd\uc774\ub77c\uba74 \uc9d1\uc744 \uc9c0\ud0ac \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub9b4\ub79c\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \uc790\uc0b0 \ubcf4\uc874(HOPE) \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \uc8fc\ud0dd\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae30\uad00\uc740 \uc8fc \uc804\uc5ed\uc758 \ube44\uc601\ub9ac \ub2e8\uccb4\uc758 \uc8fc\ud0dd \uc0c1\ub2f4\uc6d0\uacfc \ud611\ub825\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc0c1\ub2f4\uc0ac\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790\uac00 \uc555\ub958 \uc808\ucc28\uc640 \uc774\ub97c \ub3c4\uc6b8 \uc218 \uc788\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \uc774\ud574\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub9b4\ub79c\ub4dc\uc5d0\uc11c\ub294 \ub3c4\uc6c0\uc774 \ubb34\ub8cc\uc785\ub2c8\ub2e4. \uc720\ub8cc\ub85c \ub3c4\uc640\uc900\ub2e4\uace0 \uc57d\uc18d\ud558\ub294 \uc5c5\uccb4\ub294 \uc870\uc2ec\ud558\uc138\uc694.<\/p>\n<p>\ubd80\ub974\ub2e4 <a href=\"https:\/\/dhcd.maryland.gov\/Residents\/Pages\/HOPE\/Homeowners.aspx\" target=\"_blank\" rel=\"noopener\">\ud76c\ub9dd<\/a> 1-877-462-7555.<\/p>\n<h3>\uc555\ub958 \uad6c\uc81c \uc0ac\uae30<\/h3>\n<p>\uba54\ub9b4\ub79c\ub4dc\uc5d0\uc11c \uc555\ub958\uc5d0 \ub300\ud55c \ub3c4\uc6c0\uc744 \ubc1b\ub294 \ub370\ub294 \uc218\uc218\ub8cc\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc77c\ubd80 \uc0ac\uae30\uafbc\uc740 \uc8fc\ud0dd \uc18c\uc720\uc790\ub97c \uc18d\uc5ec \uc99d\uc11c\uc5d0 \uc11c\uba85\ud558\uace0 \uc9d1\uc744 \ucc28\uc9c0\ud558\uac8c \ud558\uace0, \uc5b4\ub5a4 \uc0ac\uae30\uafbc\uc740 \uc544\ubb34\ub7f0 \uc11c\ube44\uc2a4\ub3c4 \uc81c\uacf5\ud558\uc9c0 \uc54a\uace0 \uc5c4\uccad\ub09c \uc218\uc218\ub8cc\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n<p>\uac1d\uad00\uc801\uc778 \ubc95\ub960 \uc790\ubb38\uc744 \ubc1b\uac70\ub098, \ubaa8\uae30\uc9c0 \ud68c\uc0ac\uc5d0 \ubb38\uc758\ud558\uac70\ub098, HOPE \uc0c1\ub2f4\uc0ac\uc640 \uc0c1\ub2f4\ud558\uae30 \uc804\uc5d0\ub294 \uc5b4\ub5a4 \ubb38\uc11c\uc5d0\ub3c4 \uc11c\uba85\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2025\/09\/homeowner-talking-ot-a-housing-counselor.jpg\" alt=\"\uc8fc\ud0dd \uc0c1\ub2f4\uc0ac\uc640 \ub300\ud654\ud558\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790\" itemprop=\"image\" title=\"\uc8fc\ud0dd \uc0c1\ub2f4\uc0ac\uc640 \ub300\ud654\ud558\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<h3>\ub370\uc774\ud130\ubca0\uc774\uc2a4\uc758 \uc778\uae30 \uc8fc\ud0dd \uac80\uc0c9<\/h3><p>\ucee4\ubba4\ub2c8\ud2f0 \ub9ac\uc18c\uc2a4 \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc5d0\uc11c \uc778\uae30 \uc788\ub294 \uc8fc\ud0dd \uac80\uc0c9 \uacb0\uacfc\ub97c \uac80\uc0c9\ud574 \ubcf4\uc138\uc694. \ud544\uc694\ud55c \uc815\ubcf4\ub97c \ubc14\ub85c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=DM-1800.5000&#038;query_label=Mortgage+Delinquency+and+Default+Counseling&#038;query_type=taxonomy\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc5f0\uccb4 \ubc0f \uc0c1\ub2f4\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-3800.5000&#038;query_label=Mortgage+Payment+Assistance&#038;query_type=taxonomy\" target=\"_self\">\n\t\t\t\t\t\t\ubaa8\uae30\uc9c0 \uc0c1\ud658 \uc9c0\uc6d0\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=DM-1800.8500&#038;query_label=Tax+Foreclosure+Assistance&#038;query_type=taxonomy\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\uc138\uae08 \uc555\ub958 \uc9c0\uc6d0\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-3700&#038;query_label=Housing+Counseling&#038;query_type=taxonomy\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\uc8fc\ud0dd \uc0c1\ub2f4\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/search.211md.org\/search?query=BH-1800.8500-150%2CBH-3000.3500%2CPH-3300.2750%2CBH-7000.4600%2CBH-8400.6000-060%2CBH-8600&#038;query_label=I+need+help+with+housing.&#038;query_type=taxonomy\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\uc77c\ubc18 \uc8fc\ud0dd \uc9c0\uc6d0\n\t\t\t\t\t<\/a>\n\t<h2>\uc555\ub958 \uc808\ucc28<\/h2>\n<p>\ud55c \ubc88\uc774\ub77c\ub3c4 \ub0a9\ubd80\ub97c \ub193\uce58\uba74 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc740 \ubd88\uc774\ud589 \uc0c1\ud0dc\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub300\ucd9c \uae30\uad00\uc740 &quot;\ubd80\uc871 \ud1b5\uc9c0\uc11c&quot;\ub97c \ubcf4\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub7ec \ucc28\ub840 \ub0a9\ubd80\ub97c \ubbf8\ub8e8\uba74 &quot;\ucc44\ubb34 \ubd88\uc774\ud589 \ud1b5\uc9c0\uc11c&quot;\uac00 \ub3c4\ucc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud1b5\uc9c0\uc11c\uc5d0\ub294 \ubbf8\ub0a9 \uae08\uc561\uacfc \uc555\ub958 \uac00\ub2a5\uc131\uc774 \uba85\uc2dc\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2f4\ubcf4\ub300\ucd9c\uae08\uc774 90\uc77c \ub3d9\uc548 \uc9c0\ubd88\ub418\uc9c0 \uc54a\uc73c\uba74 \ud569\ubc95\uc801\uc73c\ub85c \uc555\ub958 \uc808\ucc28\uac00 \uc2dc\uc791\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc74c \ub2e8\uacc4\ub294 &quot;\uc555\ub958 \uc870\uce58 \ud1b5\uc9c0\uc11c&quot;\uc785\ub2c8\ub2e4. \uba54\ub9b4\ub79c\ub4dc \uc8fc\ubc95\uc5d0 \ub530\ub77c \uc555\ub958 \uc870\uce58 \uc81c\uae30 \ucd5c\uc18c 45\uc77c \uc804\uc5d0 \ub4f1\uae30\uc6b0\ud3b8\uacfc 1\uc885 \uc6b0\ud3b8\uc73c\ub85c \ud1b5\uc9c0\uc11c\ub97c \ubc1c\uc1a1\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9ac\uc9c0 \ub9c8\uc138\uc694. \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ubb38\uc81c\uc5d0 \ub300\ud55c \ub3c4\uc6c0\uc744 \ube68\ub9ac \ubc1b\uc744\uc218\ub85d \uc9d1\uc744 \uc0b4\ub9b4 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\ud0c0\uc784\ub77c\uc778 \ubcf4\uae30\u00a0<a href=\"https:\/\/dhcd.maryland.gov\/Residents\/Documents\/HOPE\/TheNetworkForclosureTimeline_May2012v4.pdf\" target=\"_blank\" rel=\"noopener\">\uba54\ub9b4\ub79c\ub4dc \uc555\ub958 \uc808\ucc28<\/a>.<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/2021\/05\/Housing-Legal.png\" alt=\"\uc9d1\uc758 \ud50c\ub77c\uc2a4\ud2f1 \ubaa8\ud615\uc774 \uc606\uc5d0 \uc788\ub294 \ubc95\uc801 \ub9dd\uce58\" itemprop=\"image\" height=\"348\" width=\"460\" title=\"\uc8fc\ud0dd \ubc95\ub960\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<h2>\ubaa8\uae30\uc9c0 \uc9c0\ubd88 \uc635\uc158<\/h2>\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\ud0dd \ub300\ucd9c \uae30\uad00\uc740 \ubaa8\uae30\uc9c0 \uc555\ub958\ub97c \uc6d0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uad00\ub828\ub41c \ube44\uc6a9 \ub54c\ubb38\uc5d0 \uc555\ub958\uc5d0\uc11c \uac70\uc758 \uc2b9\uc790\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \uc7ac\uc815\uc801\uc73c\ub85c \ub098\uc544\uc9c8 \ub54c\uae4c\uc9c0 \ub300\ucd9c \uae30\uad00\uacfc \uc9c0\ubd88 \uacc4\ud68d\uc744 \uc138\uc6b0\uc2ed\uc2dc\uc624.<\/p>\n<p>\ud575\uc2ec\uc740 \uc870\uae30\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \ub3c4\uc6c0\uc744 \uc694\uccad\ud558\uace0 \uad6d\uac00\uac00 \uc2b9\uc778\ud55c \uc8fc\ud0dd \uc0c1\ub2f4\uc0ac\uc5d0\uac8c \uc870\uc5b8\uc744 \ubc1b\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uadc0\ud558\uac00 \ubaa8\uae30\uc9c0 \uc11c\ub958\ub97c \uc774\ud574\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uace0, \uadc0\ud558\uac00 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uc635\uc158\uc744 \uc124\uba85\ud558\uba70, \ub300\ucd9c \uae30\uad00\uacfc &quot;\uc6b4\ub3d9 \uacc4\ud68d&quot;\uc744 \ud611\uc0c1\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac00\uacc4 \uc608\uc0b0 \ubc0f \ucc44\uad8c\uc790 \ubaa9\ub85d\uacfc \ud568\uaed8 \uacb0\uc0b0 \uc11c\ub958, \uc138\uae08 \ud658\uae09 \ubc0f \ub300\ucd9c \uae30\uad00\uc758 \ud1b5\uc9c0 \ub610\ub294 \uc1a1\uc7a5\uc744 \uc900\ube44\ud558\uc5ec \uc57d\uc18d \uc7a5\uc18c\uc5d0 \uc624\uc2ed\uc2dc\uc624.<\/p>\n<p>\uac00\ub2a5\ud55c \uc6b4\ub3d9 \uacc4\ud68d\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li aria-level=\"1\">\uc0c1\ud658 \uacc4\ud68d \u2013 \uc6d4\ubcc4 \uc9c0\ubd88\uc561\uc5d0 \uc5f0\uccb4 \uae08\uc561\uc758 \uc77c\ubd80\ub97c \ucd94\uac00\ud558\uc5ec \ub530\ub77c\uc7a1\uc73c\uc138\uc694.<\/li>\n<li aria-level=\"1\">\uad00\uc6a9 \uacc4\ud68d \u2013 \uc6d4\ubcc4 \uc9c0\ubd88\uc561\uc774 \uc77c\uc2dc\uc801\uc73c\ub85c \uc0ad\uac10\ub418\uac70\ub098 \uc815\uc9c0\ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc9c0\ubd88\uae08\uc774 \ubcf5\uc6d0\ub418\uba74 \uc9c0\ubd88\ud574\uc57c \ud560 \uae08\uc561\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<li aria-level=\"1\">\ub300\ucd9c \uc218\uc815 \uacc4\ud68d \u2013 \ub300\ucd9c \uae30\uad00\uc740 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c\ub4e0 \uadc0\ud558\uc758 \uc870\uac74\uc744 \ubcc0\uacbd\ud558\ub294 \ub370 \ub3d9\uc758\ud569\ub2c8\ub2e4. \uc774\uc790\ub97c \uc904\uc774\uac70\ub098, \ub300\ucd9c \uc0c1\ud658 \uae30\uac04\uc744 \uc5f0\uc7a5\ud558\uac70\ub098, \uc120\ubd88 \ubc8c\uae08\uc5d0 \ub300\ud574 \ud611\uc0c1\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li aria-level=\"1\">\ubd80\ubd84 \uccad\uad6c \u2013 \ub300\ucd9c \uae30\uad00\uc740 \uc5f0\uccb4\uae08\uc744 \ubcf4\ucda9\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac(FHA \ub610\ub294 \uac1c\uc778 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8)\ub97c \ud1b5\ud574 \uc800\uae08\ub9ac \ub610\ub294 \ubb34\uc774\uc790 \ub300\ucd9c\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uc561\uc758 \uc6d4 \ub0a9\uc785\uae08\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae08\uc740 \ubd80\ub3d9\uc0b0\uc744 \ud314\uac70\ub098 \uccab \ubc88\uc9f8 \ubaa8\uae30\uc9c0\ub97c \uac1a\uc744 \ub54c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li aria-level=\"1\">Recast Plan(Fannie Mae \ub610\ub294 Freddie Mac\uc5d0\uc11c\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc74c) \u2013 \ub204\ub77d\ub41c \uc9c0\ubd88\uae08\uc744 \ub300\ucd9c \ud6c4\ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ub300\ucd9c \uae30\uad00\uc774 \uadc0\ud558\uc758 \uc81c\uc548\uc744 \uac70\ubd80\ud558\ub294 \uacbd\uc6b0 \ud611\uc0c1\uc744 \uc2dc\ub3c4\ud558\uc5ec \uadf8\ub4e4\uc774 \uae30\uaebc\uc774 \ubc1b\uc544\ub4e4\uc77c \uc218 \uc788\ub294 \ub0b4\uc6a9\uc744 \uc54c\uc544\ubcf4\uc2ed\uc2dc\uc624. \ubd88\ud569\ub9ac\ud558\uac70\ub098 \ubd88\uacf5\uc815\ud574 \ubcf4\uc778\ub2e4\uba74 \uc190\uc2e4 \uc644\ud654 \uc804\ubb38\uac00\ub098 \uac10\ub3c5\uc790\uc640 \uc0c1\ub2f4\ud558\ub3c4\ub85d \uc694\uccad\ud558\uc138\uc694. \uc8fc\ud0dd \uc0c1\ub2f4\uc0ac\uac00 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc \uadc0\ud558\ub294 \uc639\ud638\uc790 \uc5ed\ud560\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4. \uc555\ub958\uac00 \ubd88\uac00\ud53c\ud558\ub354\ub77c\ub3c4 \ub354 \ub098\uc740 \uc870\uac74\uc774\ub098 \uc5f0\uc7a5\ub41c \uc77c\uc815\uc744 \ud611\uc0c1\ud558\uc5ec \uc5b4\ub824\uc6c0\uc744 \uacaa\uc9c0 \uc54a\ub3c4\ub85d \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc18d \uc2f8\uc6b8 \uc900\ube44\ub97c \ud558\uc138\uc694!<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/Call-center-specialst-circle-4e9ecd7b3425be4576416abc911049bb-.jpg\" alt=\"\ucf5c\uc13c\ud130 \uc804\ubb38\uac00\" itemprop=\"image\" title=\"\ucf5c\uc13c\ud130 \uc804\ubb38\uac00\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n<h2>211\ubc88\uc73c\ub85c \uc804\ud654<\/h2><p>24\uc2dc\uac04 \ub0b4\ub0b4 \uce5c\uc808\ud558\uace0 \ub530\ub73b\ud55c \uc0c1\ub2f4\uc744 \uc81c\uacf5\ud558\ub294 \uc0ac\ub78c\uacfc \uc0c1\ub2f4\ud558\uc138\uc694. \ub610\ud55c, \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc5f0\uacb0\ud574 \uc904 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n<h2>\n\t\t\t\uad00\ub828 \uc815\ubcf4\t<\/h2>\n\t<h2>\uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 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onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h3><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%9c%a0%ed%8b%b8%eb%a6%ac%ed%8b%b0-%ec%a7%80%ec%9b%90\/\" target=\"_self\">\uc720\uc6a9<\/a><\/h3><p>\uc804\uae30, \uac00\uc2a4, \uc218\ub3c4 \uc694\uae08 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8<\/p>\n<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%9c%a0%ed%8b%b8%eb%a6%ac%ed%8b%b0-%ec%a7%80%ec%9b%90\/\"  target=\"_self\">\ub354 \uc54c\uc544\ubcf4\uae30<\/a>\t\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%9c%a0%ed%8b%b8%eb%a6%ac%ed%8b%b0-%ec%a7%80%ec%9b%90\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets-white_Utilities-square-485aa1950491235898117da61fd0a70a-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8-\ud770\uc0c9_\uc720\ud2f8\ub9ac\ud2f0\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 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href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%a3%bc%ed%83%9d-%eb%b3%b4%ed%98%b8%ec%86%8c\/\"  target=\"_self\">\ub354 \uc54c\uc544\ubcf4\uae30<\/a>\t\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%83%88%eb%a1%9c%ec%9a%b4-%eb%af%b8%ea%b5%ad%ea%b3%bc-%eb%a9%94%eb%a6%b4%eb%9e%9c%eb%93%9c\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets-white_Immigration-square-71ef90812193ac6d0e3edc3e61891f7f-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8-\ud770\uc0c9_\uc774\ubbfc\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8-\ud770\uc0c9_\uc774\ubbfc\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h3><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%83%88%eb%a1%9c%ec%9a%b4-%eb%af%b8%ea%b5%ad%ea%b3%bc-%eb%a9%94%eb%a6%b4%eb%9e%9c%eb%93%9c\/\" target=\"_self\">\uc774\ubbfc<\/a><\/h3><p>\uc2e0\uaddc \ubbf8\uad6d\uc778 \ubc0f 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href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/\" target=\"_blank\" rel=\"noopener\">\uc5b4\ub9b0\uc774 \ubc0f \uac00\uc871<\/a><\/h4>\n\t\t\t\t<a href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/\" target=\"_blank\" rel=\"noopener\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Child-Care-square-a9a0002f8a1c05e3f89f8b914f61699f-.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b0%80%ec%a0%95-%ed%8f%ad%eb%a0%a5\/\" target=\"_self\">\uac00\uc815 \ud3ed\ub825<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b0%80%ec%a0%95-%ed%8f%ad%eb%a0%a5\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Protection-square-ed94a34c5cb05f036201f3e0966332c1-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ubcf4\ud638\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ubcf4\ud638\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b5%ac%ec%a7%81\/\" target=\"_self\">\uace0\uc6a9<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b5%ac%ec%a7%81\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Employment-square-44707bd410e4df10a470bf130ebcea86-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\uace0\uc6a9\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\uace0\uc6a9\" onerror=\"this.style.display='none'\" loading=\"lazy\" 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href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/%ec%b9%9c%ec%a1%b1-%eb%8f%8c%eb%b4%84\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Community-square-4956d72cf95aef42b6ee5fc6feb149ef-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ucee4\ubba4\ub2c8\ud2f0\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ucee4\ubba4\ub2c8\ud2f0\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b2%95%eb%a5%a0-%ec%84%9c%eb%b9%84%ec%8a%a4\/\" target=\"_self\">\ubc95\ub960 \uc11c\ube44\uc2a4<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b2%95%eb%a5%a0-%ec%84%9c%eb%b9%84%ec%8a%a4\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Legal-square-18fdf438feb8435588174d9046463257-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ubc95\ub960\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ubc95\ub960\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%a0%95%ec%8b%a0-%ea%b1%b4%ea%b0%95\/\" target=\"_self\">\uc815\uc2e0 \uac74\uac15<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%a0%95%ec%8b%a0-%ea%b1%b4%ea%b0%95\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Mental-Health-square-c59b38c4a993a947d4c9280fbe2d2fee-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\uc815\uc2e0 \uac74\uac15\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\uc815\uc2e0 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itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Substance-Abuse-square-9022fec9d18a64118ad685c101885b55-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\uc57d\ubb3c \ub0a8\uc6a9\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\uc57d\ubb3c \ub0a8\uc6a9\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%9e%ac%ed%96%a5%ea%b5%b0%ec%9d%b8\/\" target=\"_self\">\uc7ac\ud5a5 \uad70\uc778<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%9e%ac%ed%96%a5%ea%b5%b0%ec%9d%b8\/\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Rating-square-6e60d00cce4faa8e0a6d4ad7366aa733-.png\" alt=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ud3c9\uac00\" itemprop=\"image\" title=\"2025_MdInfoNet_\uc544\uc774\ucf58 \uc138\ud2b8_\ud3c9\uac00\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>","protected":false},"excerpt":{"rendered":"<p>\uae30\ubcf8 \ud398\uc774\uc9c0 \uc81c\ubaa9: \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud658\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub2e4\uba74 \ub3c4\uc6c0\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube68\ub9ac \uc870\uce58\ud560\uc218\ub85d \uc88b\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc808\ucc28\uc640 \uc8fc\ud0dd \uc0c1\ub2f4\uc0ac\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694. \uc2dc\uc791\ud558\uae30 \uc8fc\ud0dd \uc0c1\ub2f4\uc0ac \uc774\uc6a9\ud558\uae30 \ub9e4\ub2ec \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud658\uc774 \uc5b4\ub835\uac70\ub098 \uc555\ub958\ub41c \uacbd\uc6b0, \uc9d1\uc744 \uc9c0\ud0ac \uc218 \uc788\ub294 \ubc29\ubc95\uc774 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