{"id":985,"date":"2021-04-16T17:24:12","date_gmt":"2021-04-16T17:24:12","guid":{"rendered":"https:\/\/211md.org\/?page_id=985"},"modified":"2025-10-23T18:21:25","modified_gmt":"2025-10-23T22:21:25","slug":"%ec%8b%a4%ec%97%85-%ea%b8%89%ec%97%ac","status":"publish","type":"page","link":"https:\/\/211md.org\/ko\/resources\/employment-search\/unemployment-benefits\/","title":{"rendered":"\uba54\ub9b4\ub79c\ub4dc \uc2e4\uc5c5 \uc218\ub2f9"},"content":{"rendered":"<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/5-1-scaled.png\" alt=\"5\" itemprop=\"image\" height=\"692\" width=\"2560\" title=\"5\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t<p>\ubcf8\uc778\uc758 \uacfc\uc2e4 \uc5c6\uc774 \uacfc\uc2e4\ub85c \uc778\ud574 \uc190\ud574\ub97c \uc785\uc740 \uba54\ub9b4\ub79c\ub4dc \uadfc\ub85c\uc790\ub294 \uc2e4\uc5c5 \uc218\ub2f9\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \uadfc\ub85c\uc790\uc758 \uc18c\ub4dd \uc77c\ubd80\ub97c \ub300\uccb4\ud558\ub294 \uc784\uc2dc \uc2e4\uc5c5 \ubcf4\ud5d8(UI) \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub9b4\ub79c\ub4dc\uc8fc\uc5d0\uc11c\ub294 \uac1c\uc778\uc774 \ub9e4\uc8fc \uc77c\uc790\ub9ac\ub97c \uc2e0\uccad\ud558\uace0 \uc801\uadf9\uc801\uc73c\ub85c \uc77c\uc790\ub9ac\ub97c \ucc3e\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc99d\uba85\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc5c5 \uc911\uc5d0\ub3c4 \ud61c\ud0dd\uc744 \uc2e0\uccad\ud558\uace0, \uac74\uac15 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uace0, \uc138\uae08 \uc2e0\uace0\uc11c\uc5d0\uc11c \ud61c\ud0dd\uc744 \uccad\uad6c\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n\t\t\t<a href=\"#start\" target=\"_self\">\n\t\t\t\t\t\t\uc2dc\uc791\ud558\uae30\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/16.png\" alt=\"16\" itemprop=\"image\" height=\"1000\" width=\"1000\" title=\"16\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2021\/05\/Girl-Looking-At-Phone-scaled.jpg\" alt=\"\uba54\ubaa8\uc7a5\uacfc \ud39c\uc73c\ub85c \uc804\ud654\ub97c \ubcf4\uace0 \uc788\ub294 \uc18c\ub140\" itemprop=\"image\" title=\"\ud788\uc2a4\ud328\ub2c9, \ub77c\ud2f4, \uc80a\uc740, \uc2ed \ub300, \uc18c\ub140, \ub300\ud559\uc0dd, \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ub4e4\uace0 \uacf5\ubd80 \uc911\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n<h2>\uba54\ub9b4\ub79c\ub4dc\uc8fc\uc758 \uc2e4\uc5c5\ub960\uc740 \uc5bc\ub9c8\uc785\ub2c8\uae4c?<\/h2>\n<p>\ub450 \uac00\uc9c0 \uc8fc\uc694 \uc2e4\uc5c5 \uc218\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub098\ub294 \ub77c\uc774\ube0c \uc5d0\uc774\uc804\ud2b8\uc774\uace0 \ub2e4\ub978 \ud558\ub098\ub294 IVR \uc804\ud654 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \ub2f9\uc2e0\uc740 \ub610\ud55c \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4 <a href=\"http:\/\/www.labor.maryland.gov\/employment\/unemployment.shtml\" target=\"_blank\" rel=\"noopener\">\uac00\uc0c1 \ube44\uc11c\uc640 \ucc44\ud305<\/a>.<\/p>\n<p>\uc0c8\ub85c\uc6b4 \uccad\uad6c \ub610\ub294 \uae30\uc874 \uccad\uad6c\uc5d0 \ub300\ud55c \uc815\ubcf4:<\/p>\n<img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2025\/08\/2025_MdInfoNet_Icon-Sets_Phone-400x400.png\" alt=\"\uc804\ud654 \uc544\uc774\ucf58\" width=\"50\" height=\"50\" \/>\ubd80\ub974\ub2e4<br \/>\n667-206-6520. \uc8fc\uac04 \uccad\uad6c \uc778\uc99d, PIN \uc7ac\uc124\uc815 \ub610\ub294 \uc9c0\ubd88 \uc0c1\ud0dc \ud655\uc778: \uc804\ud654 <img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2025\/08\/2025_MdInfoNet_Icon-Sets_Phone-400x400.png\" alt=\"\uc804\ud654 \uc544\uc774\ucf58\" width=\"50\" height=\"50\" \/>\ubd80\ub974\ub2e4<br \/>\n410-949-0022.\n<p>&nbsp;<\/p>\n<p>\ub610\ud55c \uc635\uc158\ub3c4 \uc788\uc2b5\ub2c8\ub2e4 <a href=\"http:\/\/www.labor.maryland.gov\/employment\/officenum.shtml\" target=\"_blank\" rel=\"noopener\">\uc628\ub77c\uc778 \ucc44\ud305<\/a>.<\/p>\n<h3>\uc5f0\ubc29 \uc815\ubd80 \ud3d0\uc1c4\uc640 \uc2e4\uc5c5<\/h3>\n<p>If you&#8217;re a federal worker, you may be eligible for unemployment during the government shutdown. It depends on your status. <a href=\"https:\/\/labor.maryland.gov\/unemployment-insurance\/claimants\/federal-employees\/frequently-asked-questions.shtml\" target=\"_blank\" rel=\"noopener\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a> \uba54\ub9b4\ub79c\ub4dc \ub178\ub3d9\ubd80\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ud61c\ud0dd\uc5d0 \ub300\ud55c \uc77c\ubc18\uc801\uc778 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\ubcc0\uc744 \ud655\uc778\ud558\uc138\uc694.<\/p>\n<p>There&#8217;s also a <a href=\"https:\/\/labor.maryland.gov\/federalworkers\/shutdownloan\/\" target=\"_blank\" rel=\"noopener\">\uc5f0\ubc29 \uc815\ubd80 \ud3d0\uc1c4 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8<\/a> \uc815\ubd80\uac00 \ubb38\uc744 \ub2eb\uace0 \ubbf8\uc9c0\uae09 \uae09\uc5ec\ub97c \ubc1b\uc740 \ud6c4 \uc0c1\ud658\ub418\ub294 \ubb34\uc774\uc790 \ub300\ucd9c\uc778 $700\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<h3><b>BEACON 2.0\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/b><\/h3>\n<p>\uba54\ub9b4\ub79c\ub4dc \ub178\ub3d9\ubd80 \uc2e4\uc5c5\ubcf4\ud5d8\uacfc\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud504\ub85c\uadf8\ub7a8\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4. <a href=\"https:\/\/beacon.labor.maryland.gov\/beacon\/claimant-page.html\" target=\"_blank\" rel=\"noopener\">\ube44\ucf58 2.0<\/a> \uba54\ub9b4\ub79c\ub4dc \uc8fc\ubbfc\ub4e4\uc774 \uc2e4\uc5c5 \uc218\ub2f9\uc744 \uc2e0\uccad\ud558\uace0 \uc2e4\uc5c5 \ubcf4\ud5d8 \uccad\uad6c\ub97c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4(WEBCERT).<\/p>\n<h3>\uc2e4\uc5c5\uc218\ub2f9 \uc2e0\uccad\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/h3>\n<p>\uc2e4\uc5c5 \uc218\ub2f9\uc744 \uc2e0\uccad\ud558\uae30 \uc804\uc5d0 \uc8fc\uc815\ubd80\uac00 \uadc0\ud558\uc758 \uccad\uad6c\ub97c \ud655\uc778\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc11c\ub958\ub97c \ubaa8\uc73c\uc2ed\uc2dc\uc624. \uc5ec\uae30\uc5d0\ub294 \uc9c0\ub09c 18\uac1c\uc6d4 \ub3d9\uc548\uc758 \uac1c\uc778\uc815\ubcf4\uc640 \uace0\uc6a9 \uae30\ub85d\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ud574\ub2f9 \uae30\uac04 \ub3d9\uc548 \ubaa8\ub4e0 \uace0\uc6a9\uc8fc\uc758 \uc774\ub984, \uc8fc\uc18c \ubc0f \uc804\ud654\ubc88\ud638\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc6d0\uc790\uc5d0\uac8c \ub2e4\uc74c\uacfc \uac19\uc740 \uc11c\ub958\ub97c \uc694\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uae09\uc5ec \uba85\uc138\uc11c<\/li>\n<li>W-2<\/li>\n<li>1099 \uc591\uc2dd<\/li>\n<li>\uc138\uae08 \uc2e0\uace0\uc11c<\/li>\n<\/ul>\n<p><a href=\"http:\/\/www.labor.maryland.gov\/employment\/uiclaimdocs.pdf\" target=\"_blank\" rel=\"noopener\">\ubb38\uc11c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uae30<\/a> \uccad\uad6c\ub97c \uc81c\uae30\ud558\ub294 \ub370 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><b>\ub9e4\uc8fc \uccad\uad6c\ub97c \uc778\uc99d\ud558\ub294 \ubc29\ubc95<\/b><\/h3>\n<p>\uc2e4\uc5c5 \uc218\ub2f9 \uc218\uae09\uc790\ub294 \ub9e4\uc8fc \uccad\uad6c \uc99d\uba85\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c \uc138 \uac00\uc9c0 \ubc29\ubc95 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li aria-level=\"1\">\uc81c\ucd9c\u00a0<a href=\"https:\/\/beacon.labor.maryland.gov\/beacon\/claimant-page.html\" target=\"_blank\" rel=\"noopener\">\ube44\ucf58 2.0<\/a><\/li>\n<li aria-level=\"1\">\u201c\uccad\uad6c\uc790\ub97c \uc704\ud55c MD \uc2e4\uc5c5\u201d\uc774\ub77c\ub294 \uc571\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc5d0\uc11c \ub2e4\uc6b4\ub85c\ub4dc\ud558\uc138\uc694.\u00a0<a href=\"https:\/\/bit.ly\/AppleMDBEACON\" target=\"_blank\" rel=\"noopener\">\uc560\ud50c \uc544\uc774\ud2a0\uc988 \uc2a4\ud1a0\uc5b4<\/a>\u00a0\ub610\ub294\u00a0<a href=\"https:\/\/bit.ly\/GoogleMDBEACON\" target=\"_blank\" rel=\"noopener\">\uad6c\uae00 \ud50c\ub808\uc774<\/a>.<\/li>\n<li aria-level=\"1\">\uc804\ud654 410-949-0022<\/li>\n<\/ul>\n\t\t<h2><a href=\"https:\/\/labor.maryland.gov\/unemployment-insurance\/claimants\/job-search.shtml\" target=\"_blank\" rel=\"noopener\">\ud544\uc218 \uc8fc\uac04 \uc5c5\ubb34 \ud65c\ub3d9<\/a><\/h2><p>\uc2e4\uc5c5 \uc218\ub2f9\uc744 \uacc4\uc18d \ubc1b\uc73c\ub824\uba74 \uba54\ub9b4\ub79c\ub4dc \uc8fc\ubbfc\uc740 \uc801\uadf9\uc801\uc73c\ub85c \uc77c\uc790\ub9ac\ub97c \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uad6c\uc9c1\uc790\ub294 \ub9e4\uc8fc \ucd5c\uc18c 3\uac74\uc758 \uc720\ud6a8\ud55c \uc7ac\ucde8\uc5c5 \ud65c\ub3d9\uc744 \uc644\ub8cc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc911 \ucd5c\uc18c 1\uac74\uc740 \uad6c\uc9c1 \uc5f0\ub77d \ub2f4\ub2f9\uc790\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc790\uaca9\uc744 \uac16\ucd98 \uc9c1\uc5c5 \uc811\ucd09\uc5d0\ub294 \uc7a0\uc7ac\uc801\uc778 \uace0\uc6a9\uc8fc\uc640\uc758 \uc811\ucd09\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub300\uba74, \uc628\ub77c\uc778 \ub610\ub294 \ud329\uc2a4\ub098 \uc774\uba54\uc77c\uc744 \ud1b5\ud574 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uba54\ub9b4\ub79c\ub4dc \ub178\ub3d9\ubd80\ub294 \uc774 \uc694\uad6c \uc0ac\ud56d\uc5d0 \uc801\ud569\ud55c \ud65c\ub3d9 \ubaa9\ub85d\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n\t\t\t<a href=\"https:\/\/labor.maryland.gov\/unemployment-insurance\/claimants\/job-search.shtml\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\ub354 \uc54c\uc544\ubcf4\uae30\n\t\t\t\t\t<\/a>\n\t\t\t\t<a href=\"https:\/\/search.211md.org\/\" target=\"_blank\" rel=\"noopener\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg-maryland211-staging.kinsta.cloud\/wp-content\/uploads\/2025\/08\/2025_MdInfoNet_Icon-Sets-white_Locate.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n<h2><a href=\"https:\/\/search.211md.org\/\" target=\"_blank\" rel=\"noopener\">\uc9c0\uae08 \ub9ac\uc18c\uc2a4\ub97c \ucc3e\uc544\ubcf4\uc138\uc694<\/a><\/h2><p>\ucc3e\ub2e4 <strong>\uc9c0\uc5ed \uc0ac\ud68c \uc790\uc6d0 <\/strong>\uc800\ud76c \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc5d0\uc11c \uc74c\uc2dd, \uac74\uac15 \uad00\ub9ac, \uc8fc\ud0dd \ub4f1 \ub2e4\uc591\ud55c \uc815\ubcf4\ub97c \ucc3e\uc544\ubcf4\uc138\uc694. \uc6b0\ud3b8\ubc88\ud638\ub85c \uac80\uc0c9\ud558\uc138\uc694.<\/p>\n\t\t\t<a href=\"https:\/\/search.211md.org\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\uc9c0\uae08 \uac80\uc0c9\n\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2025\/09\/person-doing-taxes.jpg\" alt=\"\uc138\uae08 \uc2e0\uace0\ub97c \ud558\ub294 \uc0ac\ub78c, 1040 \uc591\uc2dd \uc791\uc131\" itemprop=\"image\" title=\"\uc138\uae08\uc744 \ub0b4\ub294 \uc0ac\ub78c\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t<h2>\uc2e4\uc5c5\uc218\ub2f9\uc5d0 \ub300\ud55c \uc138\uae08 \uc2e0\uace0 \ubc29\ubc95<\/h2>\n<p>\uc2e4\uc5c5\ubcf4\ud5d8(UI) \uc218\ud61c\uc790\ub294 \uc138\uae08 \uc2e0\uace0 \uc2dc, \uc591\uc2dd 1099-G\ub97c \ud1b5\ud574 \ubc1b\uc740 \ud61c\ud0dd(\ub3c8) \uc99d\ube59 \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>1099-G \uc591\uc2dd\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/h3>\n<p>\uc774 \uc591\uc2dd\uc740 \ud2b9\uc815 \uc815\ubd80 \uc9c0\uae09\uae08 \uc218\ub839\uc790\ub97c \uc704\ud55c \uba85\uc138\uc11c\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<p>1099-G \uc591\uc2dd\uc5d0\ub294 \uac01 \uc5f0\ub3c4\ubcc4 \uba54\ub9b4\ub79c\ub4dc \uc2e4\uc5c5 \uc218\ub2f9 \ucd1d\uc561\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub294 \uc720\uae09 \uc2e4\uc5c5 \uc218\ub2f9\uc744 \ubc1b\uc740 \uc8fc\uc5d0 \ubc1b\uc740 \uae08\uc561\uacfc \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubb38\uc758 \uc0ac\ud56d\uc774 \uc788\uc73c\uc2dc\uba74 \uc138\ubb34 \uc804\ubb38\uac00\uc5d0\uac8c \ubb38\uc758\ud558\uc138\uc694. \uba54\ub9b4\ub79c\ub4dc\uc5d0\uc11c\ub294 \uc790\uaca9\uc744 \uac16\ucd98 \ubd84\ub4e4\uc744 \uc704\ud574 \ubb34\ub8cc \uc138\ubb34 \uc900\ube44 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\t\t\t<a href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%ec%84%b8%ea%b8%88-%ec%84%9c%eb%b9%84%ec%8a%a4\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\ubb34\ub8cc \uc138\uae08 \ub3c4\uc6c0\ub9d0 \ucc3e\uae30\n\t\t\t\t\t<\/a>\n\t<h2>\uc2e4\uc5c5 \uc911\uc5d0 \uac74\uac15 \ubcf4\ud5d8\uc744 \ubc1b\ub294 \ubc29\ubc95<\/h2>\n<p>\uc9c1\uc7a5\uc744 \uc783\uc73c\uba74 \uc6d4\uae09\ub0a0\uc9dc\uac00 \ub05d\ub098\ub294 \uac83 \uc678\uc5d0\ub3c4 \uac71\uc815\uac70\ub9ac\uac00 \ub354 \ub9ce\uc544\uc9d1\ub2c8\ub2e4. \uac74\uac15 \ubcf4\ud5d8\uc740 \uc5b4\ub5a8\uae4c\uc694?<\/p>\n<p>\uace0\uc6a9\uc774 \uace0\uc6a9\uc8fc\uc640 \uc885\ub8cc\ub418\ub354\ub77c\ub3c4 \uc804\uc9c1 \uc9c1\uc6d0\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>COBRA\ub97c \ud1b5\ud574 \uc2e4\uc5c5 \uc911\uc5d0\ub3c4 \uac74\uac15 \ubcf4\ud5d8\uc744 \uacc4\uc18d \uc720\uc9c0\ud558\uc138\uc694<\/li>\n<li>\ub610\ub294 Maryland Health Connection\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc744 \uad6c\ub9e4\ud558\uc138\uc694<\/li>\n<\/ul>\n<p>\ub450 \uac00\uc9c0 \uc635\uc158\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n<h3>COBRA\ub780 \ubb34\uc5c7\uc778\uac00?<\/h3>\n<p>COBRA\ub294 \ud1b5\ud569 \uc608\uc0b0 \uc870\uc815\ubc95(Consolidated Omnibus Budget Reconciliation Act)\uc758 \uc57d\uc790\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud070 \uc774\ub984\uc774\uc9c0\ub9cc, \uac00\uc7a5 \ud754\ud788 COBRA\ub77c\uace0 \ubd88\ub9bd\ub2c8\ub2e4.<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"http:\/\/211md.org\/wp-content\/uploads\/2022\/05\/woman-talking-to-her-doctor.jpg\" alt=\"\uadf8\ub140\uc758 \uc758\uc0ac\uc640 \uc774\uc57c\uae30\ud558\ub294 \uc5ec\uc790\" itemprop=\"image\" title=\"\uc758\uc0ac\uc5d0\uac8c \ub9d0\ud558\ub294 \uc5ec\uc790\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<p>\uc774\ub97c \ud1b5\ud574 \uadfc\ub85c\uc790\uc640 \uadf8 \uac00\uc871\uc740 \ud574\uace0 \ud6c4\uc5d0\ub3c4 \uac74\uac15 \ubcf4\ud5d8\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>COBRA\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ud574\uace0\ub41c \uc9c1\uc6d0\ub4e4<\/li>\n<li>\uc911\ub300\ud55c \uc704\ubc95 \ud589\uc704\uac00 \uc5c6\ub294 \ud55c \uc9c1\uc7a5\uc744 \uc783\ub2e4<\/li>\n<li>\uc790\ubc1c\uc801\uc73c\ub85c \uc9c1\uc7a5\uc744 \uadf8\ub9cc\ub450\ub294 \uac1c\uc778\uc744 \uc704\ud574<\/li>\n<\/ul>\n<h4>COBRA\ub294 \uc5bc\ub9c8\ub098 \uc624\ub798 \uc9c0\uc18d\ub418\ub098\uc694?<\/h4>\n<p>\uac74\uac15 \ud61c\ud0dd\uc740 \ucd5c\uc18c 18\uac1c\uc6d4 \ub3d9\uc548 \uc9c0\uc18d\ub420 \uc218 \uc788\uc73c\uba70, \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 \ucd5c\ub300 36\uac1c\uc6d4\uae4c\uc9c0 \uc9c0\uc18d\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4>\ube44\uc6a9\uc740 \uc5bc\ub9c8\uc778\uac00\uc694?<\/h4>\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \ud68c\uc0ac\uc5d0 \uadfc\ubb34\ud558\ub294 \ub3d9\uc548 \ub0a9\ubd80\ud55c \uac74\uac15 \ubcf4\ud5d8\ub8cc\ubcf4\ub2e4 \ub354 \ube44\uc309\ub2c8\ub2e4.<\/p>\n<p>\ub54c\ub85c\ub294 \uac00\uaca9\uc774 \ud6e8\uc52c \ub354 \ube44\uc2fc \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc65c\ub0d0\uace0\uc694? \uace0\uc6a9\uc8fc\uac00 \ub354 \uc774\uc0c1 \uac74\uac15 \ubcf4\ud5d8\ub8cc\uc758 \uc77c\ubd80\ub97c \ubd80\ub2f4\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>COBRA\ub97c \uad6c\ub9e4\ud558\ub294 \uac1c\uc778\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc804\uccb4 \ubcf4\ud5d8\ub8cc\ub97c \uc9c0\ubd88\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc5c5 \uc911\uc5d0\ub3c4 COBRA\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \uc774\uc804 \uace0\uc6a9\uc8fc\uc640 \uc0c1\uc758\ud558\uc138\uc694.<\/p>\n<h3>\uba54\ub9b4\ub79c\ub4dc \uac74\uac15 \uc5f0\uacb0<\/h3>\n<p>\uc2e4\uc5c5\uc790\ub294 Maryland Health Connection\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \uac00\uc785\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>211\uc758 \uac74\uac15\ubcf4\ud5d8 \uac00\uc774\ub4dc\ub97c \uc77d\uc5b4\ubcf4\uc138\uc694.<\/p>\n\t\t\t<a href=\"https:\/\/211md.org\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98\/\" target=\"_self\">\n\t\t\t\t\t\t\t\uac74\uac15 \ubcf4\ud5d8 \uc635\uc158\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/Call-center-specialst-circle-4e9ecd7b3425be4576416abc911049bb-.jpg\" alt=\"\ucf5c\uc13c\ud130 \uc804\ubb38\uac00\" itemprop=\"image\" title=\"\ucf5c\uc13c\ud130 \uc804\ubb38\uac00\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n<h2>211\ubc88\uc73c\ub85c \uc804\ud654<\/h2><p>24\uc2dc\uac04 \ub0b4\ub0b4 \uce5c\uc808\ud558\uace0 \ub530\ub73b\ud55c \uc0c1\ub2f4\uc744 \uc81c\uacf5\ud558\ub294 \uc0ac\ub78c\uacfc \uc0c1\ub2f4\ud558\uc138\uc694. \ub610\ud55c, \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc5f0\uacb0\ud574 \uc904 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n\t\t\t<a href=\"tel:%20+211\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t211\ubc88(\ud734\ub300\ud3f0)\uc73c\ub85c \uc804\ud654\ud558\uc138\uc694\n\t\t\t\t\t<\/a>\n<h2>\n\t\t\t\ucde8\uc5c5 \uc218\uc694 \uad00\ub828 \uc815\ubcf4\t<\/h2>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%85%b8%ed%99%94-%ec%9e%a5%ec%95%a0\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Aging\" target=\"_self\">\ub178\ud654 \ubc0f \uc7a5\uc560<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%85%b8%ed%99%94-%ec%9e%a5%ec%95%a0\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Aging\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Aging-disability-square-c466727102cae71e5f27b8539bb51945-.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Children\" target=\"_self\">\uc5b4\ub9b0\uc774 \ubc0f \uac00\uc871<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Children\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Child-care-square-f3b0d4edab3dcc467fadb5f55f4064c6-.png\" alt=\"2025_211_\uc544\uc774\ucf58 \uc138\ud2b8_\uc721\uc544\" itemprop=\"image\" height=\"417\" width=\"417\" title=\"2025_211_\uc544\uc774\ucf58 \uc138\ud2b8_\uc721\uc544\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b0%80%ec%a0%95-%ed%8f%ad%eb%a0%a5\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Domestic\" target=\"_self\">\uac00\uc815 \ud3ed\ub825<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b0%80%ec%a0%95-%ed%8f%ad%eb%a0%a5\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Domestic\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Domestic-Violence-square-7b597694a6f05fe90cdc376aa573bc63-.png\" alt=\"\uac00\uc815 \ud3ed\ub825 \uc544\uc774\ucf58\" itemprop=\"image\" height=\"417\" width=\"417\" title=\"2025_211_\uc544\uc774\ucf58 \uc138\ud2b8_\uac00\uc815 \ud3ed\ub825\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b5%ac%ec%a7%81\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Employment\" target=\"_self\">\uace0\uc6a9<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ea%b5%ac%ec%a7%81\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Employment\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Employment-square-44707bd410e4df10a470bf130ebcea86-.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Health%20Care\" target=\"_self\">\ubcf4\uac74 \uc758\ub8cc<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b3%b4%ea%b1%b4-%ec%9d%98%eb%a3%8c\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Health%20Care\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Health-Care-square-dee98a0060cbe0e7f27eda253fc12679-.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/%ec%b9%9c%ec%a1%b1-%eb%8f%8c%eb%b4%84\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Kinship\" target=\"_self\">\ud608\uc5f0 \uad00\uacc4<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%96%b4%eb%a6%b0%ec%9d%b4-%ea%b0%80%ec%a1%b1\/%ec%b9%9c%ec%a1%b1-%eb%8f%8c%eb%b4%84\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Kinship\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Kinship-square-45bdf872866f5735f842c32071109267-.png\" alt=\"\uce5c\uc871 \uc544\uc774\ucf58\" itemprop=\"image\" height=\"417\" width=\"417\" title=\"2025_211_\uc544\uc774\ucf58 \uc138\ud2b8_\uce5c\uc871\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b2%95%eb%a5%a0-%ec%84%9c%eb%b9%84%ec%8a%a4\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Legal\" target=\"_self\">\ubc95\ub960 \uc11c\ube44\uc2a4<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%b2%95%eb%a5%a0-%ec%84%9c%eb%b9%84%ec%8a%a4\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Legal\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Legal-square-18fdf438feb8435588174d9046463257-.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%a0%95%ec%8b%a0-%ea%b1%b4%ea%b0%95\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Mental\" target=\"_self\">\uc815\uc2e0 \uac74\uac15<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%ec%a0%95%ec%8b%a0-%ea%b1%b4%ea%b0%95\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Mental\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_MdInfoNet_Icon-Sets_Mental-Health-square-c59b38c4a993a947d4c9280fbe2d2fee-.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/mdreentry\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Reentry\" target=\"_self\">\uc7ac\uc9c4\uc785<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/mdreentry\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Reentry\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/211md.org\/wp-content\/uploads\/bb-plugin\/cache\/2025_211_Icon-Sets_Reentry-square-8676fea38abd920a832f45642fe31cca-.png\" alt=\"\uc7ac\uc9c4\uc785 \uc544\uc774\ucf58\" itemprop=\"image\" height=\"417\" width=\"417\" title=\"2025_211_\uc544\uc774\ucf58 \uc138\ud2b8_\uc7ac\uc9c4\uc785\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t<h4><a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%ac%bc%ec%a7%88-%ec%82%ac%ec%9a%a9\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Substance\" target=\"_self\">\ubb3c\uc9c8 \uc0ac\uc6a9<\/a><\/h4>\n\t\t\t\t<a href=\"\/ko\/%ec%9e%90%ec%9b%90\/%eb%ac%bc%ec%a7%88-%ec%82%ac%ec%9a%a9\/?utm_source=Home&#038;utm_medium=Referral&#038;utm_campaign=211Resources&#038;utm_content=Substance\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" 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