There are a variety of different types of housing available to seniors based upon their individual needs and resources.  Please read through the following descriptions to get a sense of the options and if you have questions, contact 2-1-1 or your local Maryland Access Point (MAP) office for additional information and guidance.

Independent Living- These are housing communities designed for seniors who need minimal assistance and can live independently, generally in an apartment setting.  There may be some communal dining options as well as a variety of activities and outings available to help foster the sense of community. Generally, these Independent Living options are paid for privately.

Assisted Living- These communities are designed to assist seniors who cannot live independently but are not appropriate for a nursing facility.  Residents live in an apartment and assistance with dressing, bathing, preparing meals and cleaning is often provided in these communities. Generally, staff is available 24 hours a day and many communities offer some nursing services.  People often pay for Assisted Living privately but many also accept Medicaid payments.

Nursing Homes- These residences provide 24 hour care to those who need a high level of assistance. This includes nursing services as well as assistance with dressing, bathing, cleaning and a variety of other daily activities. In some cases, people may stay in a nursing facility for a short period of time while recovering from an illness/injury and they will receive the assistance they need until they are rehabilitated enough to go home.  In other cases, people may stay on a long-term basis.  Generally, rooms are shared.  Payment options include: private pay, Medicare, and Medicaid.

Residential Care/Group Homes- These are often private homes, in which a smaller number of seniors reside (as compared to the other housing options described). They generally receive assisted care services from caretakers who live in the home.  Residential Care homes can be very good for those who need assistance but want to live in a smaller, more home-like setting. People often pay privately but in some cases, Medicaid payments may also be accepted.

The information presented here is a general description of several of the housing options available to seniors.  Please click on this MAP link or dial 2-1-1 to find more details as well as information on costs and services available.