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Maryland Unemployment Benefits

Maryland employees who lose their fault through no fault of their own may be eligible for unemployment benefits. The program provides temporary unemployment insurance (UI) benefits to replace part of one's income.

In Maryland, individuals must file weekly and verify they're actively looking for a job.

Learn how to apply for benefits, get health insurance while unemployed, and how to claim benefits on tax returns.

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What is the unemployment number in Maryland?

There are two main unemployment numbers. One is a live agent and the other is the IVR phone system. You can also start a chat with a virtual assistant.

New claim or for information on an existing claim:

Phone iconCall
667-206-6520.

Weekly claim certification, reset a PIN, or check payment status: call Phone iconCall
410-949-0022.

 

There's also an option to chat online.

What is BEACON 2.0?

The Maryland Department of Labor, Division of Unemployment Insurance, utilizes a program called BEACON 2.0 to assist Marylanders in filing for unemployment benefits and managing unemployment insurance claims (WEBCERT).

What documents do you need to file for unemployment

Before filing for unemployment, gather the documents the state will need to verify your claim. These include personal information and employment history for the last 18 months. You'll need the name, address, and phone number for all your employers during that time.

Applicants may be asked for documents such as:

  • pay stubs
  • W-2
  • 1099 forms
  • tax return

Learn about the documents that may be required to file a claim.

How to certify the claim each week

Each week, unemployment beneficiaries are required to file a claim certification. It can be done one of three ways:

Required Weekly Job Activites

To continue to be eligible for unemployment benefits, Marylanders must actively search for a job.

Each week, job seekers must complete at least three valid reemployment activities. At least one must be a job contact.

A qualifying job contact involves contacting a potential employer. It can be in person, online or through fax or email.

The Maryland Department of Labor has a list of activities that qualify for this requirement.

 

Find Resources Now

Find community resources for food, health care, housing and more in our database. Search by ZIP code.

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How to file taxes on unemployment

When filing taxes, unemployment insurance (UI) recipients provide proof of the benefits (money) received with Form 1099-G.

What is Form 1099-G?

This form is called a Statement for Recipients of Certain Government Payments.

The 1099-G form includes the total Maryland unemployment benefit for each calendar year.

It may be different than what was received for the week(s) of paid unemployment.

For questions, talk to a tax preparer. Free tax preparation services are available in Maryland for those who qualify.

How to get health insurance while unemployed

When a job is lost, there are additional worries beyond the end of paychecks. What about health insurance?

Even though employment may end with an employer, former employees may be eligible to:

  • continue their health insurance while unemployed through COBRA
  • or buy insurance through Maryland Health Connection

Learn about both options.

What is COBRA?

COBRA stands for the Consolidated Omnibus Budget Reconciliation Act.

It's a big name, but most commonly referred to as COBRA.

woman talking to her doctor

It gives workers and their families access to health insurance after a layoff.

COBRA is typically available for:

  • employees who are laid off
  • lose their job, as long as there's no gross misconduct
  • for individuals who voluntarily leave a job

How long does COBRA last?

Health benefits can continue for at least 18 months, and up to 36 months in some cases.

What's the cost?

It's typically more expensive than the health insurance premium paid while employed with the company.

Sometimes the price is significantly higher. Why? It's because the employer no longer pays a portion of the health insurance.

The individual buying COBRA typically pays the full insurance premium.

Talk to the former employer about whether COBRA is available while unemployed.

Maryland Health Connection

Unemployed individuals can apply for insurance coverage through Maryland Health Connection.

Read 211's guide to health insurance.

Call center specialist

Dial 211

Talk to a caring and compassionate person 24/7. They can also connect you to resources. 

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Learn about benefit programs and how to connect with support.

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Free food near me, pantries, SNAP, WIC, grocery savings

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Learn More

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Rental payments, eviction prevention, homeless shelters

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